Articles by Cheryl Winokur Munk

rss feed

Canada’s Alternative Financing Market Is Taking Off

May 20, 2019
Article by:

This story appeared in deBanked’s May/June 2019 magazine issue. To receive copies in print, SUBSCRIBE FREE Canadians have been slow out of the gate when it comes to mass adoption of alternative financing, but times are changing, presenting opportunities and challenges for those who focus on this growing market. Historically, the Canadian credit market has […]

Does Your Merchant Cash Advance Company Pass The Scrutiny Test?

April 29, 2019
Article by:

This story appeared in deBanked’s Mar/Apr 2019 magazine issue. To receive copies in print, SUBSCRIBE FREE The merchant cash advance business has come under repeated fire of late from regulators, legislators and customers. “Every aspect of the industry is under scrutiny right now. Syndication agreements, underwriting, and collections are the subject of bills in Congress […]

Tips For Trade Show Success

February 14, 2019
Article by:

This story appeared in deBanked’s Jan/Feb 2019 magazine issue. To receive copies in print, SUBSCRIBE FREE Conference season will soon kick off, but many attendees are at a loss at how to score big at these events. Without a doubt, trade shows and conferences offer participants a prime opportunity to boost brand exposure, make professional […]

Open Banking — A U.S. Pipe Dream or Near-Term Reality?

December 18, 2018
Article by:

This story appeared in deBanked’s Nov/Dec 2018 magazine issue. To receive copies in print, SUBSCRIBE FREE Some alternative funders are anxious for “open banking” to become the gold standard in the U.S., but achieving widespread implementation is a weighty proposition. Open banking refers to the use of open APIs (application program interfaces) that enable third-party […]

Is Your Firm Ready for Machine Learning?

October 15, 2018
Article by:

Machine Learning

This story appeared in deBanked’s Sept/Oct 2018 magazine issue. To receive copies in print, SUBSCRIBE FREE Artificial intelligence such as machine learning has the potential to dramatically shift the alternative lending and funding landscape. But humans still have a lot to learn about this budding field. Paul Gu, co-founder, Upstart Across the industry, firms are […]

Underwriting 101—Veteran Funders Share Tools of the Trade

August 12, 2018
Article by:

Underwriting Panel

This story appeared in deBanked’s Jul/Aug 2018 magazine issue. To receive copies in print, SUBSCRIBE FREE For brokers, funding partnerships are critical to success. But making the most of these connections can be elusive. “Transparency, efficiency and a thorough scrubbing on the front end can help the whole process,” says William Gallagher, president of CFG […]

It’s Back to Business For Alternative Funding in Puerto Rico

June 15, 2018
Article by:

Puerto Rico

This story appeared in deBanked’s May/June 2018 magazine issue. To receive copies in print, SUBSCRIBE FREE

Tips For More Successful Marketing

April 30, 2018
Article by:

Loan Application

This story appeared in deBanked’s Mar/Apr 2018 magazine issue. To receive copies in print, SUBSCRIBE FREE In marketing, there’s a basic tenet that it takes seven “touches” within 18 months to prod someone into action. Nowadays, with customers exposed to thousands of ads a day and across so many channels, it takes several times that […]

A Dialogue with Peter Renton: Cryptocurrency and Beyond

March 2, 2018
Article by:

Peter Renton, Chairman and Co-Founder
LendIt,  speaking to LendIt USA 2016 conference in San Francisco, California, USA on April 11, 2016. (photo by Gabe Palacio)

This story appeared in deBanked’s Jan/Feb 2018 magazine issue. To receive copies in print, SUBSCRIBE FREE Peter Renton, Chairman and Co-Founder, LendIt, speaking to LendIt USA 2016 conference in San Francisco, California, USA on April 11, 2016. (photo by Gabe Palacio) deBanked Magazine recently caught up with Peter Renton, founder of Lend Academy, a leading […]

Minority-Owned Businesses Present Opportunities for Online Lenders

February 27, 2018
Article by:

group

This story appeared in deBanked’s Jan/Feb 2018 magazine issue. To receive copies in print, SUBSCRIBE FREE Research consistently shows that minority-owned businesses have a harder time accessing capital than other businesses. Online financing has the potential to change this. Most of the online funding process is based on objective factors such as your business type […]

Technology Drives Changes in CRE Lending Space

December 21, 2017
Article by:

commercial space

This story appeared in deBanked’s Nov/Dec 2017 magazine issue. To receive copies in print, SUBSCRIBE FREE Online technology, which paved new paths for consumer and small business lending, is making similar inroads with the commercial real estate industry. Over the last few years, several online marketplaces have been established to try and match commercial real […]

Lead Generators Facing Rougher Road

October 13, 2017
Article by:

This story appeared in deBanked’s Sept/Oct 2017 magazine issue. To receive copies in print, SUBSCRIBE FREE Lead generators for alternative funders are facing stronger headwinds these days. The business has gotten tougher for a whole host of reasons. A pullback in alternative lending necessitates fewer leads. On top of that, funders, ISOs and brokers have […]

Tips From the Source: Small Businesses Told deBanked How They Wanted Loans to be Marketed to Them

July 31, 2017
Article by:

Main Street Brick

This article is from deBanked’s Jul/Aug 2017 magazine issue which appears under the title, Practical Tips for Marketing to Small Businesses. To receive copies in print, SUBSCRIBE FREE Small business owner Jim Moseley is inundated with calls from online funders—and he hates it. They frequently use unscrupulous tactics to try and get his attention. More […]

CAN Capital Resumes Funding

July 6, 2017
Article by:

CAN Capital Resumes Funding

CAN Capital is back in business, thanks to a capital infusion by Varadero Capital, an alternative asset manager. Terms of the capital arrangement were not disclosed. CAN Capital stopped funding late last year and removed several top officials after the company discovered problems in how it had reported borrower delinquencies. The discovery also resulted in […]

Alternative Lenders Spread Their Wings Internationally

June 20, 2017
Article by:

global business

This story appeared in deBanked’s May/June 2017 magazine issue. To receive copies in print, SUBSCRIBE FREE As alternative lending gains global traction, a growing number of U.S-based alternative lenders are exploring international growth, with large companies like OnDeck, Kabbage and SoFi leading the way. Some alternative lenders have begun their expedition closer to home by […]

Re-Banked

April 23, 2017
Article by:

reBanked

This story appeared in deBanked’s Mar/Apr 2017 magazine issue. To receive copies in print, SUBSCRIBE FREE Just a few years ago, the financial services community was fixing for a battle of David and Goliath proportions—with scrappy, upstart online lenders threatening to rise up and vanquish the fearful and mighty brick and mortar banks. Instead, the […]

Equity Crowdfunding to Masses Slow Out of the Gate, But Pickup Expected

February 25, 2017
Article by:

Equity Crowdfunding

This story appeared in deBanked’s Jan/Feb 2017 magazine issue. To receive copies in print, SUBSCRIBE FREE After a lackluster start, spectators are betting on more promising times ahead for equity crowdfunding to the masses. Although it’s been talked about for years, it wasn’t until last May that the general public could buy shares of their […]

Alternative Funders Bid Adieu to 2016, Show Renewed Optimism for 2017

December 12, 2016
Article by:

Goodbye 2016

This story appeared in deBanked’s Nov/Dec 2016 magazine issue. To receive copies in print, SUBSCRIBE FREE After getting pummeled in 2016, many alternative funders have licked their wounds and are flexing their muscles to go another round in 2017. “The industry didn’t implode or go away after some fairly negative headlines earlier in the year,” […]

Some Alternative Funders See Pot As Next Big Market Opportunity

October 17, 2016
Article by:

Marijuana Industry

This story appeared in deBanked’s Sept/Oct 2016 magazine issue. To receive copies in print, SUBSCRIBE FREE For some funders, marijuana is not just about sewing their wild oats. Rather, they see the business potential of being early to what’s expected to be a highly profitable and long-lasting party. Indeed, for the right type of funder, […]

Motivating Your Sales Force – Tips From the Floor

August 30, 2016
Article by:

time for sell

This story appeared in deBanked’s Jul/Aug 2016 magazine issue. To receive copies in print, SUBSCRIBE FREE Fancy steak dinners, electronic devices and cold hard cash are just some of the ways ISOs and funders these days are motivating sales reps to bring in business. Although it’s largely a field for self-starters, many companies find that […]