The History of Alternative Finance (As Told Through Memes)

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Exactly four years ago, I honored the Thanksgiving holiday by slightly exaggerating the industry’s history in a blog post. And every year around this time since, I’ve reposted it to the home page for all the newbies to enjoy. But in 2016, it just doesn’t seem as applicable. Too many things have changed, especially compared to when I first joined the industry.

The technological experience I remember as an underwriter back in 2006 might as well have been the 1700s. From my perspective, here’s how things have changed:

submitting a funding application


small business finance underwriters


Accelerated aging in the industry


underwriting approvals


10 years in sales


being cool in '06


logging in


smoke break


Wall Street Villains


I don’t know about you, but I am afraid to see where we will be in 2026.

Happy Thanksgiving! :-)

Last modified: November 21, 2016
Sean Murray


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