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‘Face-to-Face is a Must In This Industry’: How Julian Hernandez of Idea Financial Earned a Trophy Along The Way
November 24, 2025
“Face-to-face interactions are a must in our industry, and not only through conferences but even though we’re based out of Miami, I’m very familiar with the Long Island Railroad,” said Julian Hernandez, Director of Revenue at Idea Financial.
On multiple occasions, Hernandez has gone from New York City to eastern Long Island and then back again to meet with referral partners. It’s part of his job, meeting face-to-face with ISOs, and working with them to maximize the spread of Idea’s business line of credit products. He says through this experience he’s actually become “best buddies” with the LIRR.
“It’s good for morale, it’s good for relationships. It’s good not only for the reps internally on my end, but I’m sure for the reps on [the ISOs’] end to see and put a face to the lender that they’re always working with,” he said.
Hernandez will go wherever it’s necessary. Just last month that initiative placed him on the opposite side of the country, in a room full of ISOs and competitors that had gathered to play poker on the eve of the big B2B Finance Expo at the Wynn in Las Vegas. For Hernandez, who was born and raised in Colombia and only ever plays poker in a casual setting with friends, he had not gone in with any expectation of winning the friendly tournament. He wanted to network.
“That’s probably one of the main reasons why I wanted to join the tournament,” Hernandez said. “It’s just an opportunity for us, for anyone really that goes to the conference, to connect with either people that they know from the industry, or branch out or meet with new faces in an environment that isn’t so corporate.”
As the cards were dealt and the hands played, Hernandez found himself at the final table of the night and walked away with 2nd place overall, a title that garnered him a trophy and a small prize.
While he was happy to earn the rank of #2, it was the social setting of it all that he felt was the best part.
“It’s more of a relaxed environment where people are just having a good time, playing a game, having a drink, and really just getting to know each other on a personal level,” Hernandez said. “That’s the best kind of way to make relationships, right? It’s kind of like when people always say the best kind of business is made on a golf course.”
But in the two days that followed at B2B Finance Expo, Hernandez and the Idea team that was there along with him were in business mode.
“97% of our business is through ISO channels and through all the relationships we’ve established with brokers in our industry, and we’re looking to expand that further,” Hernandez said, noting that there are big growth plans in the works for 2026.
Idea’s line of credit is not like an MCA or the term loans commonly found around the industry. It’s a true revolving line. After every payment made, it replenishes the line. The process to get approved is quick and easy. Hernandez said that some brokers are shocked by how good it is and that larger businesses, ones that tend to be the most rate sensitive, find it very attractive.
When deBanked first covered Idea Financial in 2019, Hernandez had not yet joined the company. He came on board the following year during covid and started in an entry level position. He’s since moved up the ranks and now oversees the entire sales and marketing department, which includes anything from ISO relations to marketing. He cites the team and the structure of how it operates as being the key to success. One of the things he first learned when he started was that Idea Financial was always looking to help businesses one way or another.
“I found my way to Idea Financial and have loved it ever since,” Hernandez said.
And while business and networking are important parts of the job, regardless of where that takes him, he is proud of how well he did in that poker tournament at B2B Finance Expo.
“I was happy with my 2nd place trophy,” Hernandez said. “It’s actually right there,” he exclaimed while pointing at it. “It’s back in my office!”
How Alexander Klein Took Home the Gold at B2B Finance Expo
November 14, 2025
“I‘ll be honest, I said to one of my co-workers that was there at the conference with us that ‘I’m going to win,'” said Alexander Klein, an ISO Rep at Simply Funding who did in fact win the official B2B Finance Expo 2025 poker tournament. “I said that a little bit facetiously but I think I had a chance.”
Knowing the odds were technically slim and fully cognizant that the annual conference in Las Vegas is really about business in the end, Klein and others made sure to use the opportunity of the poker tournament, at least initially, to socialize with the rest of the table.
“I focused directly on networking with people,” Klein said. “We’re talking sports, talking life, talking business, that was really where it was at the beginning.”
As he started to win some hands and players got knocked out, the tone changed and the table became more quiet and serious. Competitiveness took over. By the end of the night Klein was the last player standing. That made Klein the winner of a 1st place trophy and a B2B gold bracelet. It was his first tournament win and technically the first tournament he’d ever even played in.
Klein learned poker as a teenager and played in a few real games here and there, but that background was apparently enough to beat out some players at the table that played professionally on the side.
“People were immediately coming up to me, saying, ‘wow, I heard you won the poker tournament!’ Guys that were playing, guys that weren’t playing. It definitely got around a little bit and I got some nice connections through it,” Klein said.
And that’s really what it’s all about for someone in his position, the connections made in person.
“Seeing somebody face to face is the most genuine interaction you can possibly have,” Klein said. “You can show somebody that you’re actually serious, that you can actually provide the things that you’re talking about. It’s also just really about building the relationship, and I think you can only do that face to face.”
Klein said that conferences like B2B Finance Expo provide a critical opportunity to meet the right business partners and that it worked well for him and Simply Funding. It was also a good way to get back into the mix considering Klein had taken a hiatus from the industry during Covid and tried a different career path for a few years. Now he’s back. Having worked as a broker previously but working on the funder side these days, he said he appreciates the experience he earned before because he knows what his own ISO clients have to deal with.
One observation he’s made in that regard is that brokers want to see consistency with the funders they work with.
“[Brokers] don’t want to have a deal that is funded in a certain way and then a very similar deal is declined for whatever reason,” Klein said. “They want to see consistency. They want to see consistency in how efficient you are, how fast you respond, and the types of offers they’re getting on certain types of deals, consistency just in all aspects of the job. As long as you stay consistent in this industry, everyone will appreciate what you do, and you’ll also have better relationships and maintain those relationships.”
At Simply Funding, where his job is to bring in new business and work with current partners on deals, he believes they accomplish the consistency element well.
“I just work on helping our ISOs get the best possible deals, best possible offers, make sure everything’s efficient and running smoothly,” Klein said. Speed is also important, he added.
There’s also a mutual respect for the hustle where he says he finds himself and his colleagues working even faster than he had to as a broker to keep up the level of service. And this type of environment is one he wants to stay in for a very long time.
“I have found something that I feel is a great fit for me, that I can do well, and I see myself being able to do this for years to come,” Klein said. “I know there’s a lot of growth opportunity. The industry is only continuously growing, so there’s always more to do. I have that in my mind every single day. There’s always something more I can do. There’s something I can bring to Simply on a daily basis.”
Meanwhile, Klein’s B2B poker trophy currently resides on his desk in Simply Funding’s Jersey City office. He’s confident that it’s just the first of many.
“Shelf is going to go up, and we’re going to hopefully stack [the trophies] up,” Klein said. “That’s the goal.”
B2B Finance Expo 2025 Recap
November 12, 2025B2B Finance Expo 2025 was a tremendous success! This conference featured a larger number of attendees, exhibitors, and speakers from across the spectrum of commercial finance and small business lending than the previous inaugural year.
B2B FINANCE EXPO 2025 PHOTOS HERE
VIDEO INTERVIEWS FROM THE RED CARPET HERE
If you want a copy of your interview video file, email events@debanked.com.
To learn more about the Small Business Finance Association, contact Stephen Denis or visit: https://sbfassociation.org
A special shout out to the Diamond and Platinum Sponsors: Rapid Finance, Kapitus, Bitty, and Ocrolus.
Also a shout out to Nexi (WiFi Sponsor), AMA Recovery Group (Breakfast Sponsor), Shoreham Bank (Lanyard Sponsor), and Vox Funding (Key Card Sponsor).
deBanked CONNECT MIAMI – Feb 12, 2026
October 31, 2025deBanked CONNECT MIAMI returns to the Fontainebleau on February 12, 2026. After last year’s massive turnout, it is anticipated to be deBanked’s largest event of 2026.
To sponsor, contact: events@debanked.com
For early bird tickets with a huge discount, register now at: https://www.debankedmiami.com
See You in Las Vegas for B2B Finance Expo
October 24, 2025The team is now heading to Las Vegas for B2B Finance Expo. Hopefully you have your ticket already to the two-day conference taking place on Oct 28-29 at the Wynn in collaboration with the SBFA.
Here’s what you need to know:

See Who’s Speaking at B2B Finance Expo
October 10, 2025See who’s speaking at B2B Finance Expo: Speaker page | Agenda Page
Register Here
Only One Month Until B2B Finance Expo
September 27, 2025The B2B Finance Expo is October 28-29. Returning to Wynn Las Vegas after its incredible inaugural success in 2024, this groundbreaking event will once again bring together leaders from Small Business Lending, Equipment Finance, Real Estate Lending, Revenue Based Financing, and beyond. Over the course of this exclusive two-day event, brokers, lenders, funders, and service providers alike can expect networking opportunities, insight sessions, and much more.
Sponsorships / Exhibiting: SOLD OUT
Wynn Discounted Room Block: SOLD OUT
Backup Discounted Room Block: Click Here
Tickets Still Available at: REGISTERING NOW.
B2B Finance Expo is powered by deBanked in collaboration with the Small Business Finance Association (SBFA).































