Funders Comply With New Texas MCA Law

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As Texas implements the prohibition on ACH debits made by sales-based financing providers, here’s a working list of how funders are acting to comply:

Bitty: offering fixed-term installment loan. (see announcement)

CFG Merchant Solutions: offering fixed-term installment loan. (see announcement)

Merit Business Funding: Exempt from the law due to being a subsidiary of Meridian Bank. (See announcement)

Spartan Capital: offering fixed-term installment loan. (See announcement)

If you are a sales-based or revenue-based financing provider that is continuing to fund in Texas and would like to be added here, email sean@debanked.com

Last modified: September 2, 2025

Category: merchant cash advance, Regulation

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