Articles by deBanked Staff
Several Businesses that Belonged to Kris Roglieri Are Being Returned to Him for Free
January 30, 2026A United States Bankruptcy Court has ordered that the following businesses be released from the bankruptcy estate of Kris Roglieri and returned to Roglieri:
- National Alliance of Commercial Loan Brokers
- Commercial Capital Training Group
- Digital Marketing Training Group
- FUPME, LLC
- Shark Ventures LLC
The order is dated today, 1/30/26. The trustee’s reasoning for release is that the continued retention of these non-debtor interests are burdensome to the estate.
For full disclosure, the parent company of deBanked, Raharney Capital, LLC, had made a bid for two of the above entities and/or assets but withdrew it after the Trustee placed conditions on a sale that it would not agree to. Raharney Capital had also previously won the auction conducted for the Commercial Capital Training Group trademark but the sale was rescinded by the Trustee after claiming it had been auctioned off in error. The trademark (not the business) for National Alliance of Commercial Loan Brokers was apparently successfully sold off to a third party.
Roglieri had claimed in a March 22, 2024 bankruptcy declaration that the National Alliance of Commercial Loan Brokers business was valued at $1 million and that the Commercial Capital Training Group business was valued at $500,000. His interest in those businesses are now being returned to him by the Trustee at no cost.
Roglieri is currently imprisoned at the Rensselaer County Correctional Facility. He pleaded guilty to wire fraud conspiracy this past November. His sentencing hearing is scheduled for March 11 and he is facing up to 20 years in prison.
Industry’s Mystery Fraudster Extradited to the United States
January 30, 2026A primary suspect in the small business finance industry’s long running mysterious fraud has been extradited to the United States. Saul Shalev, indicted this past August under seal (and unsealed in October) had eluded authorities for years but was finally arrested in Spain. On January 23, 2026, he was extradited to the United States and appeared before a US Magistrate Judge.
Shalev faces a nine-count indictment.
Between approximately December 2019 and November 2022, Shalev defrauded more than 20 small and medium-sized businesses (“SMBs”). As part of the scheme, Shalev obtained information about commercial loans received by the SMBs and offered the SMBs the opportunity to refinance the loans or to obtain additional financing, either from the original lender or from a new lender. Shalev, using stolen identities and making fraudulent representations, acted as a broker between SMBs and potential lenders. After obtaining new or additional financing for an SMB from a commercial lender, Shalev provided fraudulent payoff instructions to the SMB with respect to a prior loan, causing the SMB to send all or part of the loan proceeds to an account he controlled. Shalev also fraudulently received a commission from the lender.
deBanked MIAMI on Track for Record Event
January 29, 2026deBanked CONNECT MIAMI 2026 taking place on February 12 at the Fontainebleau in Miami Beach is currently on pace for deBanked’s largest event turnout in history. If you were on the fence about going, this is the event to go to if you work in or with the small business finance industry. Due to capacity, registration could shut off in advance of the event so be sure to have your tickets already. You can REGISTER HERE.
Enova: On the Ground, Small Businesses Optimistic
January 28, 2026Enova reported $1.6B in small business loan originations for Q4 2025, a big jump from the $1.4B in the prior quarter.
“There’s been a lot of noise over the year of 2025 around the impacts of tariffs and the macro economy and where we are,” said Enova CEO Steve Cunningham during the earnings call. “But I think what I wanted to highlight in my commentary is that it’s not quite as gloomy as it seems on the ground. It seems that small businesses are looking forward positively. And I think it’s reflecting in the demand that we’re seeing.”
On the ground that they see, credit quality and net charge-offs have also remained stable.
“Our internal and external data highlight that SMBs continue to express confidence in the economy and expect favorable operating conditions during 2026,” Cunningham said.
In its latest study and report it published with Ocrolus, they found that “Overall, growth expectations amassed an all-time high with 94% of small businesses projecting growth over the next 12 months.”
Enova also expects to close its acquisition of Grasshopper Bank in the 2nd half of this year and said that both companies are business as usual until that happens.
The Average MCA Deal? $58k Report Says
January 26, 2026According to NerdWallet, a leading business loan matching marketplace, the average funded amount of an MCA deal is $58,331. That’s based entirely on the company’s own internal data from July 2024 to June 2025.
Medium-term loans (2-5 years) came in with the highest average of $192,294 and short-term lines of credit produced the lowest average of $22,565.
NerdWallet depends heavily on web traffic to generate leads so this is potentially representative of merchants who use Google or ChatGPT to find financing versus all possible channels.
Becoming a Successful Broker
January 22, 2026ARE YOU READY FOR DEBANKED CONNECT MIAMI 2026?!
Check out the full agenda for February 12th at the Fontainebleau.
There will also be tech demos happening non-stop on the show floor. This event is one you won’t want to miss.
REGISTER BEFORE IT’S TOO LATE.
Fintech Small Business Lender Origination Volume Snapshot
January 16, 2026It was full speed ahead in 2025. Here’s how the origination volume stats were trending among the biggest fintech small business lenders for the first nine months of last year.
| Lender | First Three Quarters 2025 | All of 2024 |
| Square Loans | $5 billion | $5.7 billion |
| BHG Financial | $4.4 billion | $3.7 billion |
| Enova | $4 billion | $3.98 billion |
| Shopify Capital | $2.8 billion | $3 billion |
| PayPal | $1.6 billion | $3 billion |
deBanked tracks fintech small business lenders that publicly report (or privately report to us) their origination volumes. Square Loans became the largest in 2021 and has held on to the top spot ever since. Their advantage (and limitation) is that they lend only to merchants in their POS payments ecosystem.
A dark horse not listed, because precise origination volumes are not available, is Parafin, an embedded lender that works through partnerships with DoorDash, Amazon, Walmart, TikTok and more. At last report, the company said it had made more than $14 billion in offers.
New Jersey Reintroduces APR Disclosure Bill for Commercial Financing
January 14, 2026A commercial financing APR disclosure bill was introduced in the New Jersey State Senate on Tuesday. The bill is mostly templated from other state legislation in which estimated APR disclosures on sales-based financing transactions would be determinable by using either the Historical method or Opt-in method. Senator Troy Singleton introduced it as Senate Bill 1760 and it is described as a bill that “requires certain disclosures by providers of commercial financing.” It can be viewed here.
