The Average MCA Deal? $58k Report Says

According to NerdWallet, a leading business loan matching marketplace, the average funded amount of an MCA deal is $58,331. That’s based entirely on the company’s own internal data from July 2024 to June 2025.

Medium-term loans (2-5 years) came in with the highest average of $192,294 and short-term lines of credit produced the lowest average of $22,565.

NerdWallet depends heavily on web traffic to generate leads so this is potentially representative of merchants who use Google or ChatGPT to find financing versus all possible channels.