Fundfi Merchant Funding Expands Credit Facility for Second Time This Year, Supporting Record Numbers of Small Businesses

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Revenue-based financing leader continues aggressive growth trajectory as demand for alternative lending solutions surges

New York, NY – Fundfi Merchant Funding, a leading provider of revenue-based financing solutions, announced today the expansion of its credit facility for the second time in 2025, positioning the company to serve an unprecedented number of small and medium-sized businesses across North America. This latest facility increase reflects the company’s continued growth and commitment to supporting small business owners who are increasingly seeking alternatives to traditional lending channels.

The expansion comes at a time when Fundfi Merchant Funding is helping more businesses than ever before, with loan originations reaching new heights as small business owners turn to flexible financing solutions that align with their cash flow patterns rather than requiring fixed monthly payments.

“This second facility expansion in one year demonstrates our unwavering commitment to being there for entrepreneurs when they need capital most,” said Efraim Kandinov, CEO and co-founder. “We’re seeing incredible momentum in our market, and this expansion allows us to maintain our rapid response times while supporting the diverse financing needs of North American small businesses.”

The revenue-based financing model has gained significant traction among business owners who value the flexibility of repayments tied to their revenue performance. Unlike traditional loans, this approach allows businesses to pay more during strong months and less during slower periods, providing crucial breathing room for companies navigating seasonal fluctuations or market uncertainties.

Natasha Dillon, CFO and co-founder, emphasized the strategic timing of the expansion: “We are bullish on the growth of the small business footprint in North America and anticipating tighter lending from more traditional financing avenues. Fundfi is committed to being the reliable capital partner these businesses need to thrive. This facility expansion allows us to maintain our commitment to fast approvals and quick funding, ensuring small businesses can access capital when opportunities are presented.”

The credit facility expansion enables Fundfi Merchant Funding to:

  • Accelerate funding timelines for approved businesses
  • Support larger financing amounts for established companies
  • Expand into new industry verticals and geographic markets
  • Maintain competitive rates despite rising market interest rates

As traditional lenders face increasing regulatory pressures and risk management concerns, alternative lending providers like Fundfi Merchant Funding are filling a critical gap in the market. Small businesses, which represent the backbone of the North American economy, often struggle with the lengthy approval processes, extensive documentation requirements, and rigid repayment structures of conventional business loans.

With this second facility expansion in 2025, Fundfi Merchant Funding reinforces its position as a leading alternative to traditional small business lending, continuing to provide entrepreneurs with the flexible capital solutions they need to grow and thrive.

About Fundfi Merchant Funding:
Founded by Efraim Kandinov and Natasha Dillon, Fundfi Merchant Funding is a revenue-based financing company dedicated to providing flexible capital solutions to small and medium-sized businesses across United States and Canada. The company’s innovative approach aligns repayment schedules with business cash flow, offering small businesses an alternative to traditional bank loans. For more information, visit fundfimerchantfunding.com.

Media Contact:
Sasha Kandinov
Fundfi Merchant Funding
sasha@fundfimerchantfunding.com

Last modified: September 19, 2025
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