Fundfi Merchant Funding Ends the Year with Two New Product Launches in the United States

December 15, 2025 — Fundfi Merchant Funding has launched two innovative financial products, marking a significant expansion of the company’s solutions portfolio. The new loan product and credit splits program provide businesses with enhanced flexibility and multiple pathways to access capital for growth and operational needs.

Both products, now available to qualifying merchants, have been developed in response to evolving small business needs and direct feedback from Fundfi’s client base. They offer competitive terms and streamlined processes specifically tailored for small and medium-sized businesses.

Innovative Financing Solutions

Fundfi’s new loan product provides traditional financing with terms designed specifically for merchant operations, supporting businesses with capital for expansion, equipment purchases, inventory management, and working capital needs.

“We’ve listened closely to our partners and identified clear gaps in the market,” said Efraim Kandinov, Co-Founder and CEO of Fundfi Merchant Funding. “These new products reflect our commitment to providing flexible, practical funding solutions that align with how modern businesses actually operate. The credit splits program, in particular, offers a payment structure that moves with your business when sales are strong, you pay more; when they’re slower, your payments adjust accordingly.”

The credit splits program represents an innovative approach to funding repayment, allowing businesses to allocate credit card processing revenues toward funding obligations. This seamless integration between payment processing and capital access creates a natural cash flow alignment for merchants.

“Our clients have varied and evolving financing needs, and a one-size-fits-all approach simply doesn’t work anymore,” said Natasha Dillon, Co-Founder and CFO of Fundfi Merchant Funding. “These products allow us to better serve businesses at different stages of growth and with different capital requirements. Whether a client prefers a traditional loan structure or the flexibility of credit splits tied to their daily sales, we now have solutions that work for them.”

Comprehensive Financial Partnership

The dual product launch demonstrates Fundfi’s commitment to innovation and responsiveness in the revenue-based financing space. While these new offerings are only available in the United States, company leadership has indicated that this represents part of a broader strategy to position Fundfi as a comprehensive financial partner for small businesses.

The new offerings complement Fundfi’s existing suite of financing solutions, providing business owners with multiple pathways to access capital based on their specific circumstances, goals, and cash flow patterns.

About Fundfi Merchant Funding

Fundfi Merchant Funding provides innovative financing solutions to small and medium-sized businesses across the United States and Canada. With a focus on flexible terms, responsive service, and business-focused solutions.