CFG Merchant Solutions® Reinforces Commitment to Seamless, Compliant Funding for ISO Partners Ahead of California SB 362

New York, NY — CFG Merchant Solutions® announced its full operational readiness for California Senate Bill 362 (SB 362), set to take effect January 1, 2026. While the legislation expands commercial financing disclosure requirements statewide, CFGMS has proactively implemented compliance-ready systems designed to preserve fast, frictionless funding for its ISO partners without disrupting sales velocity or merchant experience.

A Pro-Active Approach to Compliance Without Compromise for ISO Partners

CFG Merchant Solutions® has taken a pro-active, partner-first approach to CA SB 362 implementation by integrating compliance directly into its funding infrastructure. This ensures that expanded disclosure requirements do not slow down deal execution or capital delivery.

CFG Merchant Solutions® Is Fully SB 362 Compliant

• We have trained our sales, underwriting, and operations teams to follow SB 362 requirements consistently and accurately.
• We are fully prepared to provide merchants and partners with all required disclosures and supporting documentation.

These enhancements allow ISO partners to move directly from offer to funding with the same speed and confidence they have grown to expect from CFGMS, while remaining fully compliant with CA SB 362.

Clear Expectations, Faster Execution for ISO Partners

To ensure seamless compliance across all origination channels, CFG Merchant Solutions® expects ISO partners to:

• Avoid the misleading use of “interest” or “rate”.
• Ensure sales teams are properly trained to stay compliant.

CFGMS will continue to provide guidance, tools, and training resources to support partners as the effective date approaches.

CFG Merchant Solutions® Commitment to Transparency and Compliance

If you have questions about SB 362, APR disclosures, or compliance expectations, please reach out to your CFG Merchant Solutions® representative or reach out directly to our compliance department at compliance@cfgms.com.

More guidance will follow as implementation continues. Thank you for your continued support and cooperation.

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MEDIA CONTACT
NICK DEFEIS
HEAD OF MARKETING, CFGMS
NDEFEIS@CFGMS.COM