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If you’re planning to buy your first home in 2026, don’t ignore down payment assistance — especially this one.
Eligible first-time buyers in select states can receive $20,000–$25,000 toward their down payment or closing costs. It’s not a loan, doesn’t require repayment, and works on a first-come, first-served basis. Once funding runs out, that’s it for the year.
With home prices and rates still high, programs like this are often the difference between qualifying now or waiting another year.
This guide breaks down eligibility, states covered, and how to secure funds before they’re gone:
https://dreamhomemortgage.com/first-time-buyer-down-payment-assistance-2026/
Eligible first-time buyers in select states can receive $20,000–$25,000 toward their down payment or closing costs. It’s not a loan, doesn’t require repayment, and works on a first-come, first-served basis. Once funding runs out, that’s it for the year.
With home prices and rates still high, programs like this are often the difference between qualifying now or waiting another year.
This guide breaks down eligibility, states covered, and how to secure funds before they’re gone:
https://dreamhomemortgage.com/first-time-buyer-down-payment-assistance-2026/
