Commercial truck: Leasing program

[Dream Home Mortgage]

Thank you for sharing the details of your Commercial Truck Leasing Program. The structure looks flexible, especially with options for all credit types, startups, and even past bankruptcies. The nationwide dealership selection and the ability for the client to own the truck free and clear at the end of the lease term are also strong advantages.

We’ll review the guidelines and required documents (credit application, unit specs, and invoice) and reach out if we have a qualified client that fits the program.

Appreciate the information and the opportunity to work together.

[jahleel]

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[East Harbor Financial]

COMMERCIAL TRUCK: LEASING PROGRAM

HOW DOES IT WORK?

1. THE CLIENT CHOOSE THE TRUCK FROM ANY DEALERSHIP NATIONWIDE.
2. WE BUY IT AND WE LEASE IT TO THE CLIENT.
3. AT THE END OF THE LEASE TERM, THE TRUCK IS FREE AND CLEAR OWNED BY THE CUSTOMER.

ALL CREDITS ARE ELIGIBLE FOR THIS PROGRAM, BUT DOWN PAYMENT DEPENDS ON THE CLIENT'S CREDIT SCORE:

• B CREDIT: 20%
• C CREDIT: 30%
• STARTUP, BANKRUPTCY, OR NO CREDIT: 40%.

NO PREPAYMENT PENALTY | NO FICO MINIMUM | PAST BANKRUPTCY OK | NO CITIZENSHIP REQUIRED | START-UPS OK

E-MAIL ME THE FOLLOWING ITEMS FOR THE BEST APPROVAL:

• CREDIT APPLICATION
• UNIT SPECS
• INVOICE

RD@EASTHARBORFINANCIAL.COM

LEASING GUIDELINES

• ALL NEW TRUCKS ARE ELIGIBLE (2019 OR NEWER)
• ALL BRANDS ELIGIBLE
• Class 7 – 8 Trucks “Sleepers”: 4 Years or Newer (Classics up to 10 years)
• Class 7 – 8 Trucks “Vocational”: 12 Years or Newer
• Class 4 – 6 Trucks: 3 Years or Newer
• Deal Size: $60,000 – $500,000
• Down Payment: 20% – 40% (DEPENDING ON CREDIT)
• Investor: 30% Down Payment (No Social or Credit Needed)

*INFO: BEST BRANDS AND MODELS:

• Peterbilt 389
• Kenworth W900
• Freightliner Coronado
• International Lonestar