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Business acquisition loans can be challenging with limited credit history, but smaller lenders or alternative financing groups often fill that gap. I’ve seen cases succeed through SBA microloans or merchant cash advance hybrids when banks declined. Partnering with an experienced funding broker who understands niche underwriting criteria can make approval more realistic for smaller deals.
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This line of credit program seems tailored for businesses looking to refinance existing obligations or secure short-term working capital quickly. The flexibility—no minimum credit score and rapid funding—makes it appealing for small and mid-sized firms managing cash flow. Still, the 18–22% interest rates require careful consideration; comparing with traditional SBA or equipment financing might help balance cost and accessibility.
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