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Situations like this usually mean cash flow got tangled up fast. I’ve seen MCA stacks spiral until consolidation becomes the only breathing room. Factoring can help short-term if invoices are solid, but terms really matter. I’d be careful with anyone promising miracles overnight. Getting a lender who actually explains payback structure beats jumping into another expensive agreement out of panic.
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Posts like this always make me pause and look for more detail. Strong monthly volume and a solid FICO definitely sound good on paper, but lenders usually want clarity on cash flow structure, risk exposure, and how the entities are connected. Sharing a bit more transparency upfront tends to attract more serious conversations and filters out wasted back-and-forth for everyone involved.
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