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  • Need help with international UBO

    Greetings,

    I have a paper, eCommerce, 3.5 years in business, no negative month, 6.6M in revenue all in, around 220k revenue/mo, 22% approx bottomline profit, no debt, profitable.

    US LLC, us Bank account, Shopify Payments processor, but the UBO is non-US citizen and has no soil.

    I am looking to structure RBF or Term but most of my existing lenders require US UBO.

    Anyone who can work on this?

    Message me at nico@westwind.capital - thank you

  • #2
    This deal is funded.

    If there are lenders here who are interested in talking and taking similar papers in future, feel free to reach out.

    Regards,
    Last edited by nicobevilacqua; 09-27-2026, 04:23 PM. Reason: I accidentally hit "Post Reply" before finishing the post.

    Comment


    • #3
      That sounds like a strong business profile, but the non-US UBO will narrow the lender pool considerably.

      Dream Home Mortgage focuses on real estate financing rather than RBF or general business term loans. If the UBO is looking to finance U.S. real estate, though, foreign national mortgage options may be available even without U.S. citizenship or residency.

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