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  • Direct lender: Commercial Trucks, Construction Equipment guidelines.



    Hi, I’m direct lender financing:
    - Commercial Trucks, medium, and heavy-duty.
    - Construction equipment.

    We pay, on the closing date, 5% to 10% commission to brokers on EFA deals, and 3% on Real Estate backed deals.

    Guidelines as follows:

    ALL CREDITS ARE ELIGIBLE FOR THIS PROGRAM, BUT DOWN PAYMENT DEPENDS ON THE CLIENT'S CREDIT SCORE:
    - B CREDIT: 20%
    - C CREDIT: 30%
    - STARTUP, BANKRUPTCY, OR NO CREDIT: 40%.

    - NO PREPAYMENT PENALTY
    - NO FICO MINIMUM
    - NO CITIZENSHIP REQUIRED


    E-MAIL ME THE FOLLOWING ITEMS FOR THE BEST APPROVAL:

    - CREDIT APPLICATION
    - UNIT SPECS
    - INVOICE

    RD@EASTHARBORFINANCIAL.COM

    ALL NEW TRUCKS ARE ELIGIBLE (2019 OR NEWER)

    ALL BRANDS ELIGIBLE
    - Class 7 – 8 Trucks “Sleepers”: 4 Years or Newer (Classics up to 10 years)
    - Class 7 – 8 Trucks “Vocational”: 12 Years or Newer
    - Class 4 – 6 Trucks: 3 Years or Newer
    - Deal Size: $60,000 – $500,000
    - Down Payment: 20% – 40% (DEPENDING ON CREDIT)
    - Investor: 30% Down Payment (No Social or Credit Needed)





































































































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