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  • Merchant cash advance underwriters

    Job Description
    ATTENTION MERCHANT CASH ADVANCE UNDERWRITERS
    We are a Marketplace and Direct funder with multiple lending outlets. We are centrally located on Long Island in Melville New York.
    We are looking for a new team member to join our underwriting team.
    Sr. Underwriter Responsibilities;
    • Determine Merchant's credibility and payback ability via in-depth review and verification of information;
    • Issue MCA approvals or denials and set terms and rates;
    • Assist in resolving problems that may arise on pending contracts;
    • Interact with the internal sales team as needed.
    • Ability to recognize positive and negative trends in credit performance;
    • Detail-oriented with strong analytical skills;
    • Ability to multi-task, work independently and prioritize in a fast-paced environment;
    • Solid understanding of the MCA process;
    • Underwrite merchant cash advance applications for creditworthiness in accordance with company underwriting guidelines.
    • Review merchant financial statements.
    • Provide technical and analytical guidance in gathering and analyzing financial information.
    • Interface with Senior Management to discuss underwriting and risk decisions and strategies.
    • Recommend procedures to enhance the overall performance and results of our underwriting departments.
    Required Experience;
    • Understanding of business objectives of the process, underwriting guidelines and financial goals.
    •2+ years of experience in the MCA industry
    • Proficient knowledge of financial statements, credit techniques, disbursement procedures and underwriting functions.
    • Experience creating a credit/risk model a plus.
    • Analytical skills and general banking and customer relationship skills.
    • Advanced problem-solving skills and excellent communications and interpersonal skills. Education and Skills;
    • Proficiency in Microsoft Office Suite, especially Excel required.
    Salary; Based on experience

    Please email resume's to jdicanio@directmerchantfinance.com
    John DiCanio

    Managing Member

    Office: 516.916.5663
    Cell: 631.538.8324
    www.directmerchantfunding.com


































































































































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