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VA loan inspection question: is it actually required?
Hi everyone,
A lot of first-time VA buyers ask this before making an offer: does a VA loan require an inspection?
From what most buyers learn during the process, the answer is no. A VA loan usually requires a VA appraisal, not a full home inspection.
The appraisal is there to confirm the home’s value and make sure the property meets basic VA standards. It may flag major safety or livability issues, but it is not meant to be a deep review of the entire house.
A home inspection is different. It gives the buyer a closer look at things like the roof, plumbing, electrical system, HVAC, foundation, moisture issues, and other possible repair concerns.
So even though the inspection is not required, it can still be worth doing. It may help a buyer avoid unexpected repair costs after closing.
Dream Home Mortgage has more details about VA loan options here:
https://dreamhomemortgage.com/loan-o...ured/va-loans/
For those who used a VA loan, did they get a separate home inspection? Was it worth it?
A lot of first-time VA buyers ask this before making an offer: does a VA loan require an inspection?
From what most buyers learn during the process, the answer is no. A VA loan usually requires a VA appraisal, not a full home inspection.
The appraisal is there to confirm the home’s value and make sure the property meets basic VA standards. It may flag major safety or livability issues, but it is not meant to be a deep review of the entire house.
A home inspection is different. It gives the buyer a closer look at things like the roof, plumbing, electrical system, HVAC, foundation, moisture issues, and other possible repair concerns.
So even though the inspection is not required, it can still be worth doing. It may help a buyer avoid unexpected repair costs after closing.
Dream Home Mortgage has more details about VA loan options here:
https://dreamhomemortgage.com/loan-o...ured/va-loans/
For those who used a VA loan, did they get a separate home inspection? Was it worth it?
