Tweet
Please read from the client below:
Successful defense contractor, $185K/month ($2.5M/year), $1-10M sought, low owner’s FICO (550) but strong business model with predictable revenue (Federal SOLE-SOURCE awards were $30B in 2024). Funds needed immediately (same-day). Monthly loan payments preferred: We're NOT doing daily or weekly payments.
Details
For whom? Texas-based defense contracting firm currently averaging $185K in monthly revenue—ca. $2.5M annually. The company has a strong track record of securing SOLE-SOURCE contracts both within Texas and nationally, and revenue remains consistent and reliable. While the owner’s personal credit is challenged (~550 FICO), we have full documentation in hand and can provide a complete package for underwriting. The business itself is stable, growing, and strategically aligned with federal procurement cycles.
How much? We’re seeking $1-10M in funding, primarily for (1) working capital, but also to meet (2) liquidity requirements tied to several upcoming government and defense bids. With the current federal shutdown, we’re looking to proactively build cash reserves so the company is well-positioned to act immediately once new contracts are released. The capital adequacy thresholds are meant to fulfill “minimum cash buffers” on SOLE-SOURCE contracts the company has won several times in the past, and is well positioned to win again in the immediate future. The business is currently shortlisted for several SOLE-SOURCE contracts. (Translation: This is GUARANTEED revenue once the company can meet federal and state cash-on-hand expectations on those SOLE-SOURCE contracts.)
How fast? As fast as possible (same-day funding preferred). We have all the paperwork required (bank statements, tri-merge report, etc.). To ensure loan repayment aligns with incoming government contract revenue, we prefer a MONTHLY installment structure. This cadence supports consistent cash flow management and enhances repayment reliability.Successful defense contractor, $185K/month ($2.5M/year), $1-10M sought, low owner’s FICO (550) but strong business model with predictable revenue (Federal SOLE-SOURCE awards were $30B in 2024). Funds needed immediately (same-day). Monthly loan payments preferred: We're NOT doing daily or weekly payments.
Successful defense contractor, $185K/month ($2.5M/year), $1-10M sought, low owner’s FICO (550) but strong business model with predictable revenue (Federal SOLE-SOURCE awards were $30B in 2024). Funds needed immediately (same-day). Monthly loan payments preferred: We're NOT doing daily or weekly payments.
Details
For whom? Texas-based defense contracting firm currently averaging $185K in monthly revenue—ca. $2.5M annually. The company has a strong track record of securing SOLE-SOURCE contracts both within Texas and nationally, and revenue remains consistent and reliable. While the owner’s personal credit is challenged (~550 FICO), we have full documentation in hand and can provide a complete package for underwriting. The business itself is stable, growing, and strategically aligned with federal procurement cycles.
How much? We’re seeking $1-10M in funding, primarily for (1) working capital, but also to meet (2) liquidity requirements tied to several upcoming government and defense bids. With the current federal shutdown, we’re looking to proactively build cash reserves so the company is well-positioned to act immediately once new contracts are released. The capital adequacy thresholds are meant to fulfill “minimum cash buffers” on SOLE-SOURCE contracts the company has won several times in the past, and is well positioned to win again in the immediate future. The business is currently shortlisted for several SOLE-SOURCE contracts. (Translation: This is GUARANTEED revenue once the company can meet federal and state cash-on-hand expectations on those SOLE-SOURCE contracts.)
How fast? As fast as possible (same-day funding preferred). We have all the paperwork required (bank statements, tri-merge report, etc.). To ensure loan repayment aligns with incoming government contract revenue, we prefer a MONTHLY installment structure. This cadence supports consistent cash flow management and enhances repayment reliability.Successful defense contractor, $185K/month ($2.5M/year), $1-10M sought, low owner’s FICO (550) but strong business model with predictable revenue (Federal SOLE-SOURCE awards were $30B in 2024). Funds needed immediately (same-day). Monthly loan payments preferred: We're NOT doing daily or weekly payments.
