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  • Hard Money Bridge Loans for California - North Coast Financial

    Hard Money Bridge Loans: Serve Both Residential and Investment Clients

    North Coast Financial's hard money bridge loans give homeowners the ability to transition between primary residences and for real estate investors to obtain quick access to capital. These loans work around federal debt-to-income restrictions that prevent many qualified borrowers from securing traditional financing for overlapping property ownership. Whether the borrower needs a single bridge loan or a more complex double bridge structure, North Coast Financial can provide a customized solution for both owner occupied and investment properties.

    Private Money Bridge Loans: Close More Deals for Your Homebuyer Clients

    When borrowers face the challenge of buying before selling, North Coast Financial's private money bridge loans provide the solution that keeps deals moving forward. These flexible financing options allow homeowners to tap into their existing home's equity for new property purchases, eliminating sale contingencies that weaken offers in competitive markets. With approval times of just 1-2 days and funding within 2-2.5 weeks, you can confidently submit non-contingent offers that sellers actually accept. Borrowers benefit from flexible qualification criteria that focus on property equity rather than strict DTI requirements that often disqualify them from carrying two conventional loans simultaneously.

    Competitive Edge for Your Brokerage

    Partner with North Coast Financial to offer interest rates typically ranging 10-12% with loan-to-value ratios up to 60-70% for residential properties. Borrowers can qualify without strict income verification in many cases and the quick approval and funding process allows for closing time-sensitive deals that would otherwise fall through with conventional lenders.

    CALIFORNIA REAL ESTATE ONLY

    Contact North Coast Financial
    North Coast Financial, Inc.
    2424 Vista Way #202
    Oceanside, CA 92054
    760-722-2991
    jeff@northcoastfinancialinc.com
































































































































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