High DTI and trying to buy a home — are there mortgage options?

[Dream Home Mortgage]

I’ve been looking into mortgage options and keep coming across information that a high debt-to-income (DTI) ratio can make it harder to get approved. That said, I’ve also seen that certain FHA and conventional loan programs may allow higher DTI ratios if the borrower has strong compensating factors like solid income, good credit, or cash reserves.

Has anyone here been approved for a mortgage with a higher DTI? What factors made the biggest difference in your approval?

I also came across this resource that outlines some loan programs for higher DTI borrowers, which might be helpful:
https://dreamhomemortgage.com/loan-o...-conventional/