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Due Date = Completion Date... what do you think is going on here?

Started by Peter, December 11, 2012, 11:00:00 PM

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yojoakak

Here's something I don't think I've seen before.

For every payment in the Payment History, the Due Date and the Completion Date are exactly the same, the 23rd of the month.

Now that would be kind of odd all by itself, but the *really* weird thing is this loan has been on Payment Plan (since the day it was issued) that appears to just move the Due Date to the 2nd/3rd/4th.

What do you make of that? I know LendingClub "fixes up" the Due Date in the Payment History after a payment comes in, but I always thought Completion Date was (generally) accurate. (I don't own this note so there's no way for me to compare it against Account Activity.)


https://www.lendingclub.com/foliofn/loanPerf.action?loan_id=670653&order_id=1279890&note_id=3732233" class="bbc_link" target="_blank">https://www.lendingclub.com/foliofn/loanPerf.action?loan_id=670653&order_id=1279890&note_id=3732233


https://forum.lendacademy.com/proxy.php?request=http%3A%2F%2Fsadpanda.us%2Fimages%2F1287996-BC09DKN.png&hash=520d0b0747d8cef361f6167a9a7605ce" alt="" class="bbc_img" />
https://forum.lendacademy.com/proxy.php?request=http%3A%2F%2Fsadpanda.us%2Fimages%2F1287998-FJ374A4.png&hash=9719c77ab28bbe0d111177765a017584" alt="" class="bbc_img" />
https://forum.lendacademy.com/proxy.php?request=http%3A%2F%2Fsadpanda.us%2Fimages%2F1287997-JCKU0RB.png&hash=d0fcb0fe78ac3c06ce149e808914e60a" alt="" class="bbc_img" />

Lloigor

My guess is the borrower asked to move the due date to a different day of the month, and LC approved.

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