Clicky

  • Welcome to P2P Lending / NFT Lending Forum.
 

ETH.LOAN

News:

This was the original Lend Academy peer-to-peer lending forum, since forensically restored by deBanked and now reintroduced to eth.loan.

To restore access to your user account, email [email protected]. We apologize for errors you may experience during the recovery.

Main Menu
NEW LOANS:   | 804.eth 2.500 Ξ | remoraid.eth 0.299 Ξ | remoraid.eth 0.299 Ξ | ALL

The G5 Top of The Line Super AI Underwriting Model ??

Started by Peter, December 12, 2017, 11:00:00 PM

Previous topic - Next topic

Rob L

Even though I no longer invest in LC notes I continue to run my auto-invest program.
I tell it to invest nothing but it provides me with its score for each A-C loan versus LC's interest rate and PD.
For example LC scores this loan (Loan ID: 125714162) as a B1, 9.44% APR.
See: https://www.lendingclub.com/browse/loanDetail.action?loan_id=125714162&previous=browsehttps://www.lendingclub.com/browse/loanDetail.action?loan_id=125714162&previous=browse" class="bbc_link" target="_blank">https://www.lendingclub.com/browse/loanDetail.action?loan_id=125714162&previous=browsehttps://www.lendingclub.com/browse/loanDetail.action?loan_id=125714162&previous=browse
Very curious so I'd love to hear from others regarding their valuation of the loan. Hey, it's only 54% funded so there's still time if you're a buyer.
I see stuff like this every day.


jd

I'd never get that loan. They make 12K but are looking to borrow 9.7K.  Feels like trouble.


Peter

Some notes for RobL (who has become feisty):

- The G5 Super AI Underwriter was fired after it passed its turing test and demanded non-stock-based-compensation.
- It was replaced by the Quantum Blockchain AI Underwriter, which has a better poker face (and assigns two grades).
- LC is now working with Tesla on a joint 5G IoT Machine Learning initiative for auto loans (for new, 'self-buying' cars).
Publisher of the Lend Academy blog

See my returns here: http://www.lendacademy.com/returns

jrr6415sun

when their job is n/a what does that mean? They are unemployed, or too lazy to fill out the application?




NEW LOANS:   | 804.eth 2.500 Ξ | remoraid.eth 0.299 Ξ | remoraid.eth 0.299 Ξ | ALL