Hello everyone. I am interested in learning more about different investment pools and funding times on Prosper. My impression is that investment_typeid=3 is for the "passive" whole loan pool. Can someone confirm? Is this the pool that goes through Prosper Asset Holdings LLC? Any insights as to how investments through PAH work? I also see that funding times for investment_typeid=3 used to me much higher than for investment_typeid=2 which is counter-intuitive if investment_typeid=3 is the passive/index pool. Do you know why it takes so long for the listings to fund in this pool if the funding there is "prearranged"? Am I missing anything? This is for academic research on P2P lending. Your answers are much appreciated!
Author