LC's reply said they allow up to 30 days. This morning it was still there, but now it's been "removed", right on the 30th day. I expected removal, but sheesh--that long for an "approved" loan to hang around? My reasons for giving up as a borrower of home improvement money would be that I changed my mind, found a faster source, or found a cheaper source. All sensible choices, imho. None of which would make me be so negligent as to leave LC uninformed. That is just rude.