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Author Topic: My ANAR is down over 1% in less than a month...

b
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My ANAR is down over 1% in less than a month...
OP: June 19, 2016, 11:00:00 PM
My WAAR is 16.2. Here is my Understanding returns: http://screencast.com/t/9v6QQrWX. My ANAR was 11.24% and now it is 10.17%.

Yes, I have more available cash now because supply has been low. Normally, I have from $0 - $90 on hand and now it is about $250. There was a time about a week ago that my available cash went above $400 so, maybe that is affecting the numbers but I have a mature account with about 50% of it invested in 36 month loans...

But this is the biggest ANAR drop in the shortest time since I have started. I am wondering if anyone else is seeing the same thing in their numbers.

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F
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My ANAR is down over 1% in less than a month...
#1: June 20, 2016, 11:00:00 PM
I actually expected this to happen after LR departure.

On one hand, a lot of people in this forum worried about BRV, the loss of institutional money, and investors' fire sale on Folio.

On the other hand, I have been worried about borrowers that might have funny ideas to not making payments anymore.
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s
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My ANAR is down over 1% in less than a month...
#2: June 20, 2016, 11:00:00 PM
Cash drag is not factored into the ANAR calculation.  Yes, my ANAR has gone down in the past month, but not quite that much.  Hard to say if LC is just writing off a bunch of bad loans, or the underwriting is faltering, or the economy is tanking.
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My ANAR is down over 1% in less than a month...
#4: June 20, 2016, 11:00:00 PM
You can bump up your NAR by adding cash to your account and buying new loans. More current and recent loans you have in your portfolio, higher the NAR. You can reduce your NAR by not re-investing monthly payments from existing loan in new loans or proceeds from sale of existing notes on secondary market at par or discount. Your portfolio NAR will decline as loans move toward terminal state of fully paid or charged off.
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r
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My ANAR is down over 1% in less than a month...
#8: June 20, 2016, 11:00:00 PM
Yea, I don't think I've seen anything that people stopped paying their loans to banks during the crisis just because they were in trouble.  But maybe it does occur

from: AnilG on June 21, 2016, 02:21:00 PM
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