"Understanding Your Returns" Outliers?

[balto21]

I have been watching the "Understanding your returns" page on my LendingClub account for about 2 years now and i have never seen this many outliers, as in, people making over 15% or even 20% based on their ANAR. I have included an attachment.

Maybe there was 1, or 2 people in this range with over 10 months Average age of their portfolio, but now there are quite a few. And since rates have gone down, I do not see how there are so many outliers. I would hope that LendingClub would not stage this page to show that there is potential for higher returns, but with the history of watching this page over the years, I do not believe this data. What are your thoughts?

[Fred93]

http://www.lendacademy.com/forum/index.php?topic=3365.msg33060#msg33060" class="bbc_link" target="_blank">http://www.lendacademy.com/forum/index.php?topic=3365.msg33060#msg33060
I think its a bug, and I have told LC this.

[TravelingPennies]

Thank you Fred. I did not see that you answered me in the other thread. If you hear anything, let me know https://forum.lendacademy.com/Smileys/default/smiley.gif" alt=":)" title="Smiley" class="smiley" />

[Rob L]

https://forum.lendacademy.com/index.php?topic=3708.msg33076#msg88888888Quote"> from: Fred93 on March 19, 2016, 07:01:09 PM

[TravelingPennies]

Here's what I wrote to them:
Quote

[rawraw]

^Talk about a compliment sandwich with no bread!  Keepin' em honest

[TravelingPennies]

Got reply from LC this morning. 
Quote

[TravelingPennies]

Awww... I was thinking we had Paul Tudor Jones, II, III, IV ... in our midst  https://forum.lendacademy.com/Smileys/default/sad.gif" alt=":(" title="Sad" class="smiley" />
Not  really; had to be a glitch https://forum.lendacademy.com/Smileys/default/smiley.gif" alt=":)" title="Smiley" class="smiley" />
Meanwhile, here's to incredadot !! (Almost certainly a glitch too).

[hessinger]

https://forum.lendacademy.com/index.php?topic=3708.msg33075#msg88888888Quote"> from: balto21 on March 19, 2016, 06:57:53 PM

[TravelingPennies]

The chart is much changed today.  A lot of the outlier dots are gone.  There are still some that look suspicious tho.

From this discussion, I learned how easy it is to pollute that chart.  Just one loan miscalculated can affect (and pollute) a whole lot of accounts, and therefore produce a lot of outlier dots.