[trevor]

Be sure to increase the minimum number of notes and decrease the portfolio concentration percentage so it's more accurate.


Show me yours I'll show you mine:




And here is where you can find it:

[megamx26]

Great thread, I'm hoping others contribute.  My avg age is only 0.4 months since I'm loading in aggressively.  I'll have stuff to show in a few months.  I'm curious if people can also post what their grade composition is so it's more relevant to the strategy they're going with.

[lascott]

Thought it would be fun to play in google spreadsheets to compare P2P investing "philosophies". First time I used conditional formatting w/color scale. Sorted by A, B...G %s. [update]Sorted by WAIR.[/update]

To add yours it is preferable just attach the screens like others or cut-n-paste an image. See info below on where located.

March (vs February {or prevs qtr}) UPDATES:
Image: http://i.imgur.com/DOgwBpz.png
Image: http://i.imgur.com/4dRk4eo.png



How YOU can provide the data to this thread summary:
PeerToPeerQuant (P2PQ) calculator: https://www.peertopeerquant.com/percentile-calculator
Term and Grade composition: https://www.lendingclub.com/account/lenderAccountDetail.action
Understanding Your Returns %s: https://www.lendingclub.com/account/lenderBenchmarkReturns.action#what-are-nar

Image: http://i.imgur.com/8yp8Tuo.png

How YOU can provide the data to this thread details:
Purple box "Understanding Your Returns" (C,D,E,F) from
   https://www.lendingclub.com/account/lenderBenchmarkReturns.action#what-are-nar
Pink box "My Account # More Details" (G..M) from
   https://www.lendingclub.com/account/lenderAccountDetail.action
Green box "My Account # More Details" (N,O) from (click Term)
   https://www.lendingclub.com/account/lenderAccountDetail.action
Blue box "P2PQ % Calc" (P,Q,R)  from (or I can do this)
   http://lc.geekminute.com/Home/ANARCompare

Some people may not want to expose/state how much money they have invested in LC notes. Totally get that.  Number of notes give a general idea (minimum: #notes * $25).

How about providing all the numbers in the chart except the number of notes?

Table update log:
[update 28Oct2015 11am: update w/rubicon's info]
[update 21Oct2015 11am: Several people provided updates]
[update 29Aug2015 9am: Conditional formatted the account age]
[update 29Aug2015 8pm: updated RaymondG, LovingLifeStyle, storm ANARs to use combined & all 3 P2PQ]
[update 28Aug2015 9pm: updated CircleT009, added Edward Reid]
[update 27Aug2015 8am: added rawraw, kitono,Lovinglifestyle]
[update 26Aug2015 11pm: added Peter Renton]
[update 24Aug2015 8am: added jheiser]
[update 22Aug2015 4pm: added Simon Simon -- http://www.lendingmemo.com/returns-2015-q2/]
[update 22Aug2015 9am: added jonpildis, CircleT009 and lascott ROTH]
[update 20Aug2015 9pm: updated P2PQ for storm and altern P2PQ for RaymondR]
[update 20Aug2015 5pm: updated P2PQ for aliengar0]

[TravelingPennies]

@lascott  :  curious, why are you going more conservative?

[RaymondG]

The Combined & Adjusted Net Annualized Return (ANAR) overall is 10.64%. I really wish LC can draw this chart with Combined ANAR which is more accurate return for accounts that have traded on FolioFn.
The green dot is the Combined ANAR of the portfolio using latest loan filtering method for past 1.5 years. Its Weighted Average Rate is 18.3%, and has similar loan compositions like the whole account. I am glad that my interest received is more than 3 times of loss from all non-performing loans.

[TravelingPennies]

from: megamx26 on August 18, 2015, 09:27:46 PM

[BruiserB]

Here are mine:

[TravelingPennies]

from: megamx26 on August 18, 2015, 02:40:03 PM

[TravelingPennies]

from: BruiserB on August 19, 2015, 01:37:00 PM

[aliengar0]

[TravelingPennies]

Thought it would be fun to play in google spreadsheets to compare P2P investing "philosophies". First time I used conditional formatting w/color scale. Sorted by A, B...G %s.

http://www.lendacademy.com/forum/index.php?topic=3365.msg30067#msg30067

from: trevor on August 18, 2015, 02:24:02 PM

[storm]

I haven't done any Folio trades in about 6 months.  Combined NAR:  10.86%.  IRR:  10.34%.

I started investing in 2008 and in mostly A and B notes.  Now I only invest in loans that pay 12% interest or greater.  I'm not sure those old paid off loans are ever culled from my composition numbers.

[TravelingPennies]

from: storm on August 20, 2015, 06:22:11 PM

[TravelingPennies]

from: lascott on August 20, 2015, 06:38:16 PM

[TravelingPennies]

In P2PQ chart, our numbers are compared to the investors that have never traded on FolioFn. I suggest that it's best to use the Combined ANAR  than the ANAR from "Understanding your Return" page.