[rawraw]

It has finally arrived!!

[GS]

Man, that just goes to show what I had suspected all along.  According that, my return on "traded" notes is 15.87%, while my return on primary/held notes is 9.5% ...  I haven't sold any notes this year, due to the IRA rule.

I was working a very nice buy/hold/trade plan last year ... sucks that they shut it down.

Now, they need to figure out a way to get it back.  Pronto!

[jpildis]

Very nice.  As an active trader and inventor for the past two years, I've had to rely on my own XIRR calculation (currently showing 16%) to gauge my success.  LC is showing:

- 18% on primary
- 17.79% on traded
- 17.86% on combined

Not sure why LCs numbers are so much higher

[TravelingPennies]

from: jpildis on September 18, 2014, 04:21:14 PM

[TonySaunders]

It's the same as my own calculated value:

[TravelingPennies]

It's cool that there's a standard way of comparing our relative performance. I'm instantly jealous of anyone whose doing better than me.

[TravelingPennies]

from: jpildis on September 18, 2014, 04:21:14 PM

[TravelingPennies]

Aaahaha! Check this out. Actually, I'm quite surprised it's not negative because I only sell notes that are having problems and I don't really buy any on Folio.

[TravelingPennies]

My Folio notes are overwhelming sales of either grace period notes before the processing patch and negative FICO.  I'm a little amazed I've kept a mark up that high for those notes, which reduce my defaults drastically.

Also, they redid the compare returns graph to where it only compares LC loans to LC loans.  I'm significantly above the peer group of similiar interest rate, and up there with people with much higher interest rates.  Got to love avoiding defaults

[TravelingPennies]

Also, I'm curious to see Core's and NJ's Folio NAR

[core]

from: rawraw on September 18, 2014, 06:24:07 PM

[TravelingPennies]

Quote"> from: core on September 18, 2014, 07:43:41 PM

[TravelingPennies]

from: rawraw on September 18, 2014, 07:45:02 PM

[TravelingPennies]

Surely took competence to write four extra pages :-)

[PeerSocialLending]

So I commonly use my personal estimates assuming worse case scenario (100% charge off for IGP through Default).  My anar shows actually higher (over 16%) when I use my estimates vs. Lending Clubs (13%). Am I missing something or have I found a bug?  Anyone else see the same behavior?