He has owed $729 in collections in the past. He just opened a revolving account 2 months ago, although he appears to have been approved as the most recent inquiry coincides with it. His credit age suggests he may be "old" and I know people and websites that suggest excluding those with credit histories longer than 25-30 years. It's a 60, some investors shy away from those. He claims to be in sales which some investors dislike because of its suggested income volatility.
Despite the above, it's not really a "bad" appearing loan. Also, some people only look at "new listings" so loans that are not funded within seconds to hours get overlooked.
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