Is anyone using Lending Club as a bank account now?

[sean3.eth]

I have like a thousand bucks left in my Lending Club account and I see all the alerts from them to convert those funds into their "high yield" founders savings account at .75% APR. Such yield! But I am curious if anyone else is using Lending Club as a bank.

[rawraw]

Not me

[lascott]

Our cash is in Ally which is only paying 0.50% but it is reliable, quick, and convenient.  They've improved their "bucket" management and flexibility since it has come out which is pretty handy for planning at a high-level. https://www.ally.com/do-it-right/banking/what-are-ally-banks-savings-buckets-and-boosters/