Usually the credit scores of borrowers update mid-month, but i've recently found out that around 90% of my current/IGP/Late notes have had their last credit pull on or before November 14th.
It's kinda hard to price notes with stale credit scores, so this is a major issue.
I also have 15 notes that haven't updated since August, with 2 that last updated in 2018, and 2 in 2017!
Also, the more recent credit pulls don't show up on the individual note's "credit score change graph" and are noticable on the NSR plaform with things like "UP (-25)" or "DOWN (10)". The only place I see these numbers is the "Download All - Extended" and "Download Details - All Traded Notes" CSV files accessed from the notes page (on LC site).
I called LC earlier today, and their respone was that "nobody else has brought this up," "can I put you on hold for a few while I ask the team," ("sure," few minutes later,) "maybe the updates are delayed from when they're pulled" and "we'll look into it."
I'm just wondering if this is something that anyone else has noticed or heard of happening before.
I hope it's not a sign of a bigger issue, like trying to save money by delaying credit pulls.