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Author Topic: Posting few hundred notes for sale!

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Posting few hundred notes for sale!
OP: February 08, 2014, 12:00:00 AM
Just thought I would give the heads up (to entice some of you) to purchase some of the 200+ notes that I just listed for sale on Folio for Lending Club.
The loans with decreasing FICOs are listed at a 2.5% discount, no change in FICO at 1% discount, and increasing FICO 0.5% discount.

Many of the loans have no missed payments.

EDIT: I should point out that the credit grades range from C-G
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Posting few hundred notes for sale!
#1: February 08, 2014, 12:00:00 AM
I'm not seeing a block of notes matching that description.  (And no, I don't think they were bought before I could look.)    This was 2.5% - 0.5% _discount_, right?  I'm using the 'never late' search, by the way.  I should at least see some there, I would think.
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Posting few hundred notes for sale!
#2: February 08, 2014, 12:00:00 AM
Yeah even after waiting an hour to see if they might show up, all I'm seeing that's remotely close to the ones described are notes that have grace period payments and such.  Either LC's processing is a bit behind at this late hour, something went wrong with the posting of them, or I misunderstood what kind of notes they are.

Edit-  And of course right after I posted that, some showed up.  I picked up 23 of them.  Looks like these are all $50 notes.
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#3: February 08, 2014, 12:00:00 AM
Sorry about that Core...

Interest Radar took a little bit longer than usual to get the notes relisted at my updated prices...
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#4: February 14, 2014, 12:00:00 AM
This time I made sure they re-posted :) I've increased the discount to range from 2-5% depending on FICO trend (as listed below)...

6095135   26438642   $50.00   21.15%   Current   $8.10-41.90   $47.03   $0.78[0.9m]   $47.81   $46.85   -2.01%   02/21/14   
   5197323   23760741   $50.00   24.70%   Current   $11.60-38.40   $46.32   $0.65[0.6m]   $46.97   $46.03   -2.00%   02/21/14   
   6525867   28391821   $50.00   22.70%   Current   $7.00-43.00   $47.64   $0.55[0.6m]   $48.19   $47.23   -1.99%   02/21/14   
   1415411   13256376   $25.00   19.72%   Current   $11.05-13.95   $20.25   $0.11[0.3m]   $20.36   $19.95   -2.01%   02/21/14   
   4566201   23142364   $50.00   21.49%   Current   $10.88-39.12   $46.01   $0.80[0.9m]   $46.80   $45.87   -1.99%   02/21/14   
   6542285   28328403   $50.00   22.70%   Current   $7.00-43.00   $47.64   $0.87[0.9m]   $48.51   $46.08   -5.01%   02/21/14   
   3289900   19196044   $50.00   22.47%   Current   $15.29-34.71   $44.48   $0.81[0.9m]   $45.28   $44.38   -1.99%   02/21/14   
   1457851   12637247   $75.00   18.75%   Current   $32.81-42.19   $60.31   $0.91[0.9m]   $61.22   $59.08   -3.50%   02/21/14   
   6179034   26882438   $100.00   22.70%   Current   $16.80-83.20   $94.28   $1.61[0.9m]   $95.89   $91.10   -5.00%   02/21/14   
   6627686   28684236   $50.00   20.80%   Current   $6.70-43.30   $47.53   $0.64[0.7m]   $48.16   $45.76   -4.98%   02/21/14   
   7694808   32684263   $50.00   25.83%   Current   $4.47-45.53   $48.73   $0.74[0.7m]   $49.47   $48.48   -2.00%   02/21/14   
   6189985   26898895   $100.00   22.20%   Current   $16.62-83.38   $94.20   $1.18[0.6m]   $95.39   $93.47   -2.01%   02/21/14   
   5948812   26207710   $50.00   24.08%   Current   $10.08-39.92   $46.75   $0.37[0.3m]   $47.12   $46.18   -1.99%   02/21/14   
   6520807   28223111   $50.00   22.70%   Current   $8.40-41.60   $47.14   $0.29[0.3m]   $47.43   $46.48   -2.00%   02/21/14   
   1493891   13458144   $25.00   15.31%   Current   $10.02-14.98   $19.81   $0.06[0.2m]   $19.87   $19.47   -2.01%   02/21/14   
   3219802   18407249   $50.00   21.98%   Current   $15.18-34.82   $44.40   $0.79[0.9m]   $45.18   $44.29   -1.97%   02/21/14   
   6189540   26866477   $100.00   21.60%   Current   $16.38-83.62   $94.12   $1.58[0.9m]   $95.71   $93.79   -2.01%   02/21/14   
   1466029   12735928   $75.00   17.27%   Current   $31.79-43.21   $59.85   $0.81[0.9m]   $60.66   $57.63   -5.00%   02/21/14   
   4286780   21969667   $50.00   20.49%   Current   $11.97-38.03   $45.35   $0.72[0.9m]   $46.08   $43.77   -5.01%   02/21/14   
   7649737   31727404   $50.00   25.80%   Current   $4.47-45.53   $48.73   $0.95[0.9m]   $49.67   $47.20   -4.97%   02/21/14   
   5616388   24440559   $50.00   21.49%   Current   $9.52-40.48   $46.54   $0.73[0.8m]   $47.26   $45.62   -3.47%   02/21/14   
   5767803   25209980   $50.00   6.00%   Late (31-120 days)   $3.84-46.16   $47.13   $0.91[3.8m]   $48.04   $9.51   -80.20%   02/21/14   
   1637912   15494977   $25.00   21.98%   Current   $9.66-15.34   $21.33   $0.30[0.7m]   $21.63   $20.55   -4.99%   02/21/14   
   1481290   12947425   $50.00   21.00%   Current   $22.95-27.05   $40.66   $0.55[0.7m]   $41.21   $39.15   -5.00%   02/21/14   
   4084601   21409952   $50.00   22.47%   Current   $12.51-37.49   $45.57   $0.63[0.7m]   $46.20   $44.58   -3.51%   02/21/14   
   6187614   26739704   $100.00   25.80%   Current   $17.88-82.12   $94.73   $1.45[0.7m]   $96.18   $94.26   -2.00%   02/21/14   
   2144679   15722333   $25.00   24.89%   Current   $10.22-14.78   $21.58   $0.27[0.6m]   $21.85   $20.76   -4.99%   02/21/14   
   9077000   34973535   $50.00   21.00%   Current   $2.70-47.30   $49.04   $0.53[0.6m]   $49.56   $47.09   -4.98%   02/21/14   
   7369911   31033405   $50.00   23.70%   Current   $5.68-44.32   $48.19   $0.58[0.6m]   $48.77   $47.79   -2.01%   02/21/14   
   5616872   24761292   $50.00   21.00%   In Grace Period   $11.28-38.72   $43.69   $1.18[1.5m]   $44.87   $43.30   -3.50%   02/21/14   
   1626949   14854214   $25.00   23.76%   Current   $10.65-14.35   $21.22   $0.22[0.5m]   $21.44   $21.01   -2.01%   02/21/14   
   3369667   19376296   $50.00   21.98%   Current   $15.18-34.82   $44.40   $0.43[0.5m]   $44.83   $43.93   -2.01%   02/21/14   
   6568998   29443491   $50.00   22.70%   In Grace Period   $5.60-44.40   $48.13   $1.40[1.5m]   $49.52   $47.05   -4.99%   02/21/14   
   1465511   12907470   $25.00   24.89%   Current   $12.41-12.59   $20.71   $0.11[0.2m]   $20.82   $20.40   -2.02%   02/21/14   
   6935719   29480455   $50.00   25.99%   Late (31-120 days)   $4.47-45.53   $48.74   $2.66[2.5m]   $51.39   $10.18   -80.19%   02/21/14   
   5895302   25801792   $50.00   23.50%   Current   $9.94-40.06   $46.71   $0.42[0.4m]   $47.13   $46.19   -1.99%   02/21/14   
   1547996   14009851   $50.00   21.98%   Current   $22.08-27.92   $41.46   $0.35[0.4m]   $41.81   $39.72   -5.00%   02/21/14   
   3667252   20741173   $50.00   21.98%   Current   $13.80-36.20   $44.95   $0.35[0.4m]   $45.31   $44.39   -2.03%   02/21/14   
   5425446   24031329   $50.00   24.83%   Current   $11.68-38.32   $46.32   $0.38[0.3m]   $46.70   $45.77   -1.99%   02/21/14   
   5435196   24010647   $50.00   22.95%   Current   $11.20-38.80   $46.16   $0.32[0.3m]   $46.47   $45.55   -1.98%   02/21/14   
   1488979   13134174   $25.00   15.80%   Current   $14.79-10.21   $14.72   $0.07[0.3m]   $14.79   $14.05   -5.00%   02/21/14   
   8138457   32742444   $75.00   21.70%   Current   $6.15-68.85   $72.86   $0.47[0.3m]   $73.33   $71.86   -2.00%   02/21/14   
   6114827   26415671   $50.00   20.80%   In Grace Period   $11.22-38.78   $43.69   $1.00[1.3m]   $44.69   $43.80   -1.99%   02/21/14   
   5936898   26053807   $50.00   24.50%   Current   $10.15-39.85   $46.79   $0.27[0.2m]   $47.06   $46.12   -2.00%   02/21/14   
   7668906   31619431   $50.00   22.40%   Current   $5.56-44.44   $48.12   $0.22[0.2m]   $48.34   $45.92   -5.01%   02/21/14   
   3015695   17519300   $50.00   21.49%   Current   $17.69-32.31   $43.21   $0.19[0.2m]   $43.41   $41.23   -5.02%   02/21/14   
   7864635   32241722   $50.00   23.40%   Current   $4.26-45.74   $48.64   $0.61[0.6m]   $49.25   $46.79   -4.99%   02/21/14   
   4549030   24738699   $50.00   24.83%   Current   $10.22-39.78   $46.82   $0.78[0.8m]   $47.60   $45.22   -5.00%   02/21/14   
   3163358   18283026   $50.00   17.77%   Current   $21.60-28.40   $36.19   $0.40[0.7m]   $36.58   $34.76   -4.98%   02/21/14   
   6298875   27320507   $100.00   25.99%   Current   $17.94-82.06   $94.76   $1.06[0.5m]   $95.83   $91.03   -5.01%   02/21/14   
   3186098   18224089   $50.00   21.00%   In Grace Period   $14.85-35.15   $44.27   $1.13[1.4m]   $45.41   $43.13   -5.02%   02/21/14   
   6309480   27909904   $50.00   22.70%   In Grace Period   $7.70-42.30   $47.64   $0.62[0.6m]   $48.26   $45.85   -4.99%   02/21/14   
   4309124   22102671   $50.00   21.49%   In Grace Period   $10.88-39.12   $46.01   $1.18[1.4m]   $47.18   $44.83   -4.98%   02/21/14   
   6521796   28279737   $50.00   21.60%   Current   $11.34-38.66   $43.76   $0.25[0.3m]   $44.01   $41.81   -5.00%   02/21/14   
   3293197   18928406   $50.00   21.98%   Current   $16.56-33.44   $43.83   $0.20[0.2m]   $44.03   $41.83   -5.00%   02/21/14   
   2635062   17075361   $50.00   23.28%   Current   $18.32-31.68   $43.49   $0.21[0.2m]   $43.70   $41.52   -4.99%   02/21/14   
   1465635   12724532   $25.00   21.98%   Late (31-120 days)   $8.97-16.03   $21.91   $1.70[4.2m]   $23.62   $4.67   -80.23%   02/21/14   
   5608403   24584276   $50.00   21.49%   Current   $9.60-40.40   $46.54   $0.73[0.8m]   $47.27   $44.91   -4.99%   02/21/14   
   1440415   12735929   $25.00   19.72%   Current   $11.09-13.91   $20.25   $0.22[0.6m]   $20.47   $19.45   -4.98%   02/21/14   
   6115056   27073118   $50.00   24.08%   Current   $8.64-41.36   $47.24   $0.58[0.6m]   $47.82   $45.43   -5.00%   02/21/14   
   5800338   25498184   $50.00   23.76%   Current   $10.01-39.99   $46.72   $0.57[0.6m]   $47.29   $44.93   -4.99%   02/21/14   
   1548379   14009858   $50.00   20.49%   Current   $21.28-28.72   $41.22   $0.41[0.5m]   $41.63   $39.55   -5.00%   02/21/14   
   3706234   20538852   $75.00   20.49%   Current   $20.00-55.00   $67.18   $0.63[0.5m]   $67.80   $64.42   -4.99%   02/21/14   
   1457636   12716763   $25.00   15.31%   Current   $10.03-14.97   $19.80   $0.14[0.5m]   $19.94   $18.94   -5.02%   02/21/14   
   4914962   23267145   $50.00   24.83%   Current   $11.68-38.32   $46.32   $0.27[0.2m]   $46.60   $44.26   -5.02%   02/21/14   
   3163499   18224098   $50.00   19.72%   Late (31-120 days)   $10.48-39.52   $45.82   $3.54[4.7m]   $49.37   $9.77   -80.21%   02/21/14   
   1508838   13437872   $50.00   22.95%   Current   $22.40-27.60   $41.68   $0.77[0.9m]   $42.45   $40.33   -4.99%   02/21/14   
   1447125   12665982   $50.00   22.95%   Current   $23.79-26.21   $41.08   $0.71[0.9m]   $41.78   $40.95   -1.99%   02/21/14   
   1488011   13059804   $25.00   22.95%   In Grace Period   $11.26-13.74   $20.80   $0.49[1.2m]   $21.29   $20.86   -2.02%   02/21/14
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Posting few hundred notes for sale!
#5: February 14, 2014, 12:00:00 AM
Wow! I'm going to post these on DealNews!!!
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Posting few hundred notes for sale!
#6: February 14, 2014, 12:00:00 AM
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Posting few hundred notes for sale!
#7: February 14, 2014, 12:00:00 AM
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#8: February 14, 2014, 12:00:00 AM
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#9: February 17, 2014, 12:00:00 AM
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#10: February 17, 2014, 12:00:00 AM
Agreed.  I have purchased stuff here from people that I never would have purchased otherwise, only because it's fun. :)  If LC would just add a buy button to the folio loan performance page then I'd be all for having a separate subforum for deals for sale.  As it is, it's far too much trouble for the average Joe to locate a note that someone posts here.
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#11: February 19, 2014, 12:00:00 AM
Wow!  $50 notes...you guys must be living the high life with $50 notes!  Too rich for my blood still.  I bet you high class out-of-touch rich people hang out with some of the ilk at the Kappa Beta Phi Wall Street Chapter http://nymag.com/daily/intelligencer/2014/02/i-crashed-a-wall-street-secret-society.html.
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#12: February 19, 2014, 12:00:00 AM
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#13: February 19, 2014, 12:00:00 AM
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#14: March 15, 2014, 11:00:00 PM
I've always thought $50 notes were the best. The LC fee is rounded down (IE: $1.38 payment = 1c in fee, vs $0.68 = 1c in fee). Also, I figure if youhavhve 12.5K or more, then $50 are the way to go because I'd rather have my money more narrowly in better notes than spread over a slightly less desirable average. 12.5K / $50 = 250 notes, a reasonable diversity if your filters are good.
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