Yes, I've always kept 100% of my notes up for sale, and I know a lot of other people here do so too. Before the payment in progress restriction was added, it really was simply easier to keep track of your notes from the Folio screen where they were all in one place. After the change, it's a lot more trouble to keep on top of but I still do it because I get occasional sales. I mark them up a helluva lot higher than 5% as long as I don't need the cash soon. There's no harm in letting people pick over your notes as long as your markup is high enough. But don't ask me what that magic number is because I don't know. Certainly 4-5% seems safe.