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Second Prosper Loan – Decent Interest Rate of 12% - Verification Stage 3

Started by Peter, September 14, 2011, 11:00:00 PM

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TravelingPennies

This is my second Prosper loan. I recently paid off my last one (for $25,000), but I am still working on lowering my high interest credit card debt, so this loan will be used to pay off high interest credit cards.  Requesting $20K  https://www.prosper.com/invest/listing.aspx?listingID=490627" class="bbc_link" target="_blank">https://www.prosper.com/invest/listing.aspx?listingID=490627

Expires Monday Sept 26
17% funded so far
Verification Stage 3  https://forum.lendacademy.com/Smileys/default/smiley.gif" alt=":)" title="Smiley" class="smiley" />

Check out the listing and let me know if you have any questions!

Peter

Publisher of the Lend Academy blog

See my returns here: http://www.lendacademy.com/returns

TravelingPennies

Much appreciated Peter and I definitely understand regarding the interest rate.  I will take a look at the group this weekend - that is an excellent point.

https://forum.lendacademy.com/index.php?topic=18.msg48#msg88888888Quote"> from: Peter on September 15, 2011, 11:02:55 PM

TravelingPennies

I tried to switch groups over the weekend, but apparently you cannot change groups when you have an active loan listing.  That seems bit weird, huh?  Plus I found the group area to be very difficult to use.  Is it just me or have they let the "social" aspect of social lending wither and die?


TravelingPennies

I think I am on track to fund at 100%.  Crossed over 70% last night (I set it to fund over 70%) and Prosper sent out a nice little email to investors:

"We just launched the Verification Stage, an investor tool which makes it easier for you to spot loans further along in the loan verification process. The higher the Verification Stage, the more likely the loan will fund and originate. And now through Tuesday, earn 2.25% Cash Back on your total investment of $1,000 or more in loans in Verification Stage 2 or 3."

That should push me to 100% before Monday.  Thanks for the advice and the investment!!

TravelingPennies

Congratulations. I see you are at 78% this morning, so I agree it is highly likely you will get to 100% by Monday.

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