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Messages - Debt Free

#16
Off Topic / Cash Parking
January 21, 2020, 11:00:00 PM
Was this a limited time offer?  I tried the link which didn't work.  Checked the Tab bank site and there was no mention of the Kasasa checking.
#17
Investors - LC / Worst Month Yet
November 14, 2019, 11:00:00 PM
Wondering the same thing.  I just sold the last note on two IRA's.  One shows $0.00 principal outstanding and 11/9/19 was supposed to be the last payment, but it now shows another payment owing in December.  Guessing some errant interest in the amount of something like $0.00032.
#18
Reel those lines in boys!  Time to find a new fishing hole.
#19
Investors - LC / Other Investment Options at Strata
August 19, 2019, 11:00:00 PM
Direct transferred 99% of my SEP out of Strata for a $25 fee.  I have $200 across 15 notes remaining that the Folio platform will not list under "browse" feature for some reason for the past six months.  LC said they'd waive the $100 fee (due last month), but then I got an email from them stating that they are waiving it until September only.  A bit frustrating in that the Folio platform has bugs in it preventing me from selling off the remainder.
#20
Investors - LC / Cancelled and Cancelling
July 29, 2019, 11:00:00 PM
And the ? bubble gives no answer as well compared to the other categories.
#21
Any filtered searches under Folio I make result in error pages.  When this started several months ago, I was able to simply clear my browser cache and the problem would go away.  Now even with a cleared cache, I get nothing but errors.  Wonder if it is related.
#22
Suggestions /
June 29, 2019, 11:00:00 PM
Another SMF forum that I admin on was attacked in the last 24 hours as well.  Recruit more moderators to handle these as they come in and it helps a lot.
#23
Investors - LC / LC now dropping E grade loans
May 06, 2019, 11:00:00 PM
Posted on LC's front page today...

Investment Update posted 5/7/2019
As of May 7, 2019, LendingClub stopped offering new grade E Notes except those corresponding to certain previously qualified or approved loans.

Effective July 1, 2019, no grade E Notes or loans will be available on the platform.
#24
14 closed credit lines / loans that still appear on the credit report?
#25
Introductions / Lack of judgement
December 31, 1969, 06:00:00 PM
Lenders literally "have heard it all".  You borrowed the money.  It is YOUR responsibility to pay it back.

It is real simple to track your own payments and know if they had not taken a payment out.  You could just as easily have called them and say, "Hey, I see you haven't taken my payment out.  Let me make my payment now."

Your statement about absconding with the money to Mexico is a convincing confession to criminal fraud.  I hope Prosper opens a case with the police.
#26
Yes, we all got the same notice.

However, when I skimmed through it this morning, I found this clause...

"Based on the analysis performed by Federal Lead Plaintiff and its damages experts, the estimated average recovery per share for a Class Member from the Settlement Fund (before the deduction of any Court-approved fees, expenses and costs as described herein) would be approximately $0.45 per share...(sic if all Class Members participate, yada yada)"

Again, I just skimmed it before I left, but that is the one thing that jumped out at me considering it last closed at $3.32.
#27
Investors - LC / IRA preferred custodian change
February 21, 2018, 11:00:00 PM
Looks similar to Strata but with a $5,500 minimum and $150 termination fee.

https://www.iraservicestrust.com/pdfs/2017-fee-schedule.pdf" class="bbc_link" target="_blank">https://www.iraservicestrust.com/pdfs/2017-fee-schedule.pdf

Sent an email to LC asking if they were intending on pulling Strata accounts over or not.  Somehow I doubt it.
#28
Investors - LC / tax question: "worthless security"?
February 08, 2018, 11:00:00 PM
 the IRS tax code book, correct?   https://forum.lendacademy.com/Smileys/default/shocked.gif" alt=":o" title="Shocked" class="smiley" />
#29
Investors - LC / Liquidating IRA account for rollover
January 29, 2018, 11:00:00 PM
What was the value of the portfolios and number of notes in each account involved?
#30
Investors - LC / getting IRA money from Strata
November 28, 2017, 11:00:00 PM
It's been discussed before and different numbers have been thrown around.  How much did Strata ding you on the transfers out each time?