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Messages - Perdun

LendingRobot / New sign ups get an extra $5000 managed free
« on: April 09, 2016, 11:00:00 PM »
Newbie  here. I have just signed up for LC, currently in the process of transferring 5K from my bank account to LC. I'm new to LC but have a pretty good understanding of how lending works in general,

1. If I've already signed up to LC and initiated the transfer, can I still take advantage of the Lending Robot promotion?

2. When I invest more than 10K, can I keep the first 10K managed by Lending Robot for free and invest the rest of the money directly so that I don't have to pay the fee for anything above 10K? I might still use Lending Robot for assets exceeding 10K if if's worth it, just need to know if this option is available to me in case I don't want to pay any additional fees.
Investors - LC / Can someone offer some Investor 101 for a newbie?
« on: April 09, 2016, 11:00:00 PM »
Another newbie here. New to LC, but not new to investing. No debt either. Starting with 5K invested in LC, then will see how it goes and probably invest a lot more.

I'm trying to choose between setting a filter and using it to invest automatically and using the same filter to pick $25 notes manually. My understanding is that for manual investments, I have to log on when new loans are posted and try to pick the good ones before other people do. The alternative is to set the same filter and let LC pick them automatically. Is the automatic option better in terms of timing to get the best notes? With automatic investment, will LC pick the notes right after release and before the manual investors can pick them? How does the platform decide which investors pick the automatic loans first? For example, if there is a 2.5K loan and it meets the criteria of 1000 automatic investors' filters, how does LC pick the ones who will invest in this loan?

Investors - LC / Interactive Tableau Dashboard for LC Raw Data
« on: April 09, 2016, 11:00:00 PM »
Excellent resource, thanks!