P2P Lending / NFT Lending Forum

Wouldn't it be easier to create an automated moving average each month for say 3,6,12 months to get a better representation of when returns are increasing, decreasing, or changes in strategy?

To be honest this is not the type of investment to get into if you don't know anything as your first investment. More important than investing is to save cash so you have enough saved to pay 6 months of more of payments you normally make each month. As a first investment would be to invest in mutual funds or ETFs, not stocks since you don't know how to value them. The best options are through Fidelity or Vanguard that track the S&P 500 like the SPDR ETF which has a ridiculously low fee of 0.05%. Other options after putting some money into that would be mutual funds with a long history like over 10+ years, return at least 10%, and have low fees no greater than 0.75%-1%, lower the better. If you want to get into something like this with a steady cash flow then invest into high yield bond funds, which don't have the likelyhood to one day vanish.