Of course automating loan selection and higher returns sound enticing, however there is already an existing number of 3rd party vendors that provide this (NSR, LiquidP2P.....). All claim to have some sort of edge due to Modeling/AI/Machine learning/Analytics/Whatever.
Its hard to evaluate one against the other, as none seem to want to publish their historical returns.
Its hard to evaluate one against the other, as none seem to want to publish their historical returns.