P2P Lending / NFT Lending Forum

I'm getting there.  I can't get over the 8.6% hump.  LC is still my best investment so I'm not too sad.  No payments posted to my new investment criteria/portfolio as of yet.  Those payments start in October and I expect my percentage to rise above average (fingers crossed).  I took Steamroller's advice via his analysis tool and I sold a bunch of notes with low rates as well as notes with down arrows and a bunch of inquiries.

Congratulations. I see you are at 78% this morning, so I agree it is highly likely you will get to 100% by Monday.

I think I am on track to fund at 100%.  Crossed over 70% last night (I set it to fund over 70%) and Prosper sent out a nice little email to investors:

"We just launched the Verification Stage, an investor tool which makes it easier for you to spot loans further along in the loan verification process. The higher the Verification Stage, the more likely the loan will fund and originate. And now through Tuesday, earn 2.25% Cash Back on your total investment of $1,000 or more in loans in Verification Stage 2 or 3."

That should push me to 100% before Monday.  Thanks for the advice and the investment!!

https://forum.lendacademy.com/index.php?topic=18.msg108#msg88888888Quote"> from: buhcorp on September 21, 2011, 07:38:28 PM

I tried to switch groups over the weekend, but apparently you cannot change groups when you have an active loan listing.  That seems bit weird, huh?  Plus I found the group area to be very difficult to use.  Is it just me or have they let the "social" aspect of social lending wither and die?

https://forum.lendacademy.com/index.php?topic=7.msg60#msg88888888Quote"> from: ChrisProsper on September 16, 2011, 06:21:50 PM

https://forum.lendacademy.com/index.php?topic=7.msg60#msg88888888Quote"> from: ChrisProsper on September 16, 2011, 06:21:50 PM

Thanks for the posts! On the Instant Transfer request, that one we can change right away and you'll be happy to note that we just reduced the minimum from $500 to $25 effective right now! We had originally set $500 as the minimum to ensure we didn't get too many bounced deposits, but the experience has been pretty good to date so we'll reduce the minimum to $25 and watch the results. Btw, I agree with the need, almost all my bids are made after instant transfers - which I love. Thanks for the feedback to enable this feature more broadly. Enjoy!

Much appreciated Peter and I definitely understand regarding the interest rate.  I will take a look at the group this weekend - that is an excellent point.

https://forum.lendacademy.com/index.php?topic=18.msg48#msg88888888Quote"> from: Peter on September 15, 2011, 11:02:55 PM

This is my second Prosper loan. I recently paid off my last one (for $25,000), but I am still working on lowering my high interest credit card debt, so this loan will be used to pay off high interest credit cards.  Requesting $20K  https://www.prosper.com/invest/listing.aspx?listingID=490627" class="bbc_link" target="_blank">https://www.prosper.com/invest/listing.aspx?listingID=490627

Expires Monday Sept 26
17% funded so far
Verification Stage 3  https://forum.lendacademy.com/Smileys/default/smiley.gif" alt=":)" title="Smiley" class="smiley" />

Check out the listing and let me know if you have any questions!

https://forum.lendacademy.com/index.php?topic=2.msg29#msg288888888Quote"> from: Pebbles on September 14, 2011, 12:08:39 PM

https://forum.lendacademy.com/index.php?topic=7.msg17#msg88888888Quote"> from: WES on September 12, 2011, 05:21:47 PM

https://forum.lendacademy.com/index.php?topic=7.msg20#msg88888888Quote"> from: Peter on September 12, 2011, 05:58:50 PM

Thanks everybody. I appreciate your introductions and words of encouragement. I look forward to hearing your contributions.

https://forum.lendacademy.com/index.php?topic=5.msg11#msg88888888Quote"> from: veggivet on September 11, 2011, 09:14:26 AM