One of the 3 small business owners that have replied so far. When I apply for my next LC loan I'll be sure NOT to list its purpose as business. My business is a small electronics design and manufacturing firm. I was lucky enough to get into something I loved from the start and I still do. Play a little golf but I never plan to retire. I'm very new to P2P and simply enjoy learning new stuff. P2P seemed like a nice way to diversify my retirement portfolio (ok, desperately reach for yield) and also participate in something interesting at the same time. Guess P2P is my next new thing...