https://forum.lendacademy.com/index.php?topic=950.msg6073#msg88888888Quote"> from: rev on April 16, 2013, 11:41:55 PM
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#272
General P2P Lending Discussion / Same Borrowers on LC/Prosper?
December 31, 1969, 06:00:00 PM
I think there is an inherent conflict of interest for LC/Prosper to do this. Because of the origination and servicing fees that they can earn, they want the borrowers.
Besides, in the credit card industry, I don't think Issuer A checks whether Issuer B will also extend credit card to the same borrower at the same time, do they?
Besides, in the credit card industry, I don't think Issuer A checks whether Issuer B will also extend credit card to the same borrower at the same time, do they?
#273
Investing - General (not P2P) / New P2P investment opportunities?
December 31, 1969, 06:00:00 PM
https://forum.lendacademy.com/index.php?topic=948.msg5706#msg88888888Quote"> from: Watermen on April 06, 2013, 09:16:49 PM
#274
Investing - General (not P2P) / Other Asset Classes and their allocations
December 31, 1969, 06:00:00 PM
https://forum.lendacademy.com/index.php?topic=947.msg5745#msg5745">Quote"> from: berniemadeoff on April 07, 2013, 07:47:54 PM
#275
Investors - P / Is Prosper turning around?
April 09, 2013, 11:00:00 PM
IMHO, Prosper should focus on being "profitable" rather than being big.
LC claims that they are now "operationally profitable." I am not aware of similar statements made by Prosper.
VCs would more readily extend help to small, profitable companies than to big, not-profitable ones.
LC claims that they are now "operationally profitable." I am not aware of similar statements made by Prosper.
VCs would more readily extend help to small, profitable companies than to big, not-profitable ones.
#276
Investors - LC /
December 31, 1969, 06:00:00 PM
I also noticed that the number of "Removed" fully-funded loans is lower recently. Usually about half of my fully-funded loans didn't get to the "Issued" status; however, most of them do nowadays.
Perhaps this is another reason for the lower number of borrowers: LC is now more stringent on the borrowers.
Perhaps this is another reason for the lower number of borrowers: LC is now more stringent on the borrowers.
#277
Investors - LC / FICO Score updates
December 31, 1969, 06:00:00 PM
If you see from the FICO change charts, it looks like the updates occurs on the 12th of the month.
I am attaching a "FICO Change Chart", but it does not show on the "Preview" of this reply; hopefully, it still works though.
[attachment deleted by admin]
I am attaching a "FICO Change Chart", but it does not show on the "Preview" of this reply; hopefully, it still works though.
[attachment deleted by admin]
#278
Investors - LC /
December 31, 1969, 06:00:00 PM
https://forum.lendacademy.com/index.php?topic=936.msg5692#msg88888888Quote"> from: edward on April 06, 2013, 05:23:12 PM
#279
Investors - LC /
December 31, 1969, 06:00:00 PM
An alternative explanation: the growth of investors is much higher than that of borrowers.
#280
Investors - LC / Certificate Investor
April 06, 2013, 11:00:00 PM
https://forum.lendacademy.com/index.php?topic=944.msg5723#msg88888888Quote"> from: ee1x on April 07, 2013, 02:57:58 PM
#281
Investors - LC / LC exports changed... again
December 31, 1969, 06:00:00 PM
I am not sure which is worse:
- getting errors in your program because of changes in the data
- not getting errors, but also not realizing of new ways in getting data
Ideally, LC should announce these changes.
However, since LC does not have official API, they may not feel obligated to announce their "back-end" changes to developers trying to download data programatically.
- getting errors in your program because of changes in the data
- not getting errors, but also not realizing of new ways in getting data
Ideally, LC should announce these changes.
However, since LC does not have official API, they may not feel obligated to announce their "back-end" changes to developers trying to download data programatically.
#282
Investors - LC / can someone please explain this for me?
December 31, 1969, 06:00:00 PM
https://forum.lendacademy.com/index.php?topic=932.msg5592#msg88888888Quote"> from: mitgib on April 04, 2013, 10:04:54 AM