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Messages - Randawl

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32
Investors - P / Prosper 1.0 Settlement Check
« on: August 18, 2014, 11:00:00 PM »
Interesting - I wonder what those percentages will be across other Prosper 1.0 investors.  I think it varies widely.
34
Investors - LC /
« on: July 29, 2014, 11:00:00 PM »
Folks, what really matters is the timing in which the prepayment occurs.  I was about to link to Anil's blog, but he beat me to it.
35
Investors - LC /
« on: July 23, 2014, 11:00:00 PM »
I was in the process of typing something similar.  Changed my mind and saw hours later that rawraw and cfb said it better anyway.     ;)
37
Investors - LC / wave of grace notes
« on: May 18, 2014, 11:00:00 PM »
I haven't noticed abnormally high numbers of graces lately from my point of view, although more might be coming and I am just getting lucky.
38
Investors - LC / what am I missing on this note?
« on: April 14, 2014, 11:00:00 PM »
He has owed $729 in collections in the past.  He just opened a revolving account 2 months ago, although he appears to have been approved as the most recent inquiry coincides with it.  His credit age suggests he may be "old" and I know people and websites that suggest excluding those with credit histories longer than 25-30 years.  It's a 60, some investors shy away from those.  He claims to be in sales which some investors dislike because of its suggested income volatility.

Despite the above, it's not really a "bad" appearing loan.  Also, some people only look at "new listings" so loans that are not funded within seconds to hours get overlooked.
39
Investing - General (not P2P) / Bit Coin as an Investment?
« on: December 31, 1969, 07:00:00 PM »
Bitcoin to be treated as taxable by the IRS and will be given stocks and barter treatment:

http://www.bizjournals.com/sanfrancisco/morning_call/2014/03/bitcoin-is-property-irs-rules.html

Thought this may be interesting to some.
40
Borrowers - P / Questions about using Prosper
« on: February 23, 2014, 12:00:00 AM »
Simon from LendingMemo wrote a nice article on the borrower's perspective of the loan application process.  He applied on his own and documented it from start to finish.  Have a look there for some clarity on the borrowing process.

http://www.lendingmemo.com/prosper-personal-loan-review/
42
Investors - LC / 2013 Consolidated 1099s Available!
« on: January 30, 2014, 12:00:00 AM »
Woohoo!  /nerdhighfive!              :D
43
Investing - General (not P2P) / LC vs Prosper
« on: January 27, 2014, 12:00:00 AM »
LC.  Debatable tie.  LC.
44
Investors - LC /
« on: January 19, 2014, 12:00:00 AM »
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