Clicky

  • Welcome to P2P Lending / NFT Lending Forum.
 

ETH.LOAN

News:

This was the original Lend Academy peer-to-peer lending forum, since forensically restored by deBanked and now reintroduced to eth.loan.

To restore access to your user account, email [email protected]. We apologize for errors you may experience during the recovery.

Main Menu
NEW LOANS:   | 804.eth 2.500 Ξ | remoraid.eth 0.299 Ξ | remoraid.eth 0.299 Ξ | ALL

Menu

Show posts

This section allows you to view all posts made by this member. Note that you can only see posts made in areas you currently have access to.

Show posts Menu

Messages - Randawl

#32
Investors - P / Prosper 1.0 Settlement Check
August 18, 2014, 11:00:00 PM
Interesting - I wonder what those percentages will be across other Prosper 1.0 investors.  I think it varies widely.
#34
Investors - LC /
July 29, 2014, 11:00:00 PM
Folks, what really matters is the timing in which the prepayment occurs.  I was about to link to Anil's blog, but he beat me to it.
#35
Investors - LC /
July 23, 2014, 11:00:00 PM
I was in the process of typing something similar.  Changed my mind and saw hours later that rawraw and cfb said it better anyway.     https://forum.lendacademy.com/Smileys/default/wink.gif" alt=";)" title="Wink" class="smiley" />
#36
NSR Invest / ROI and Loss calculation
July 21, 2014, 11:00:00 PM
#37
Investors - LC / wave of grace notes
May 18, 2014, 11:00:00 PM
I haven't noticed abnormally high numbers of graces lately from my point of view, although more might be coming and I am just getting lucky.
#38
Investors - LC / what am I missing on this note?
April 14, 2014, 11:00:00 PM
He has owed $729 in collections in the past.  He just opened a revolving account 2 months ago, although he appears to have been approved as the most recent inquiry coincides with it.  His credit age suggests he may be "old" and I know people and websites that suggest excluding those with credit histories longer than 25-30 years.  It's a 60, some investors shy away from those.  He claims to be in sales which some investors dislike because of its suggested income volatility.

Despite the above, it's not really a "bad" appearing loan.  Also, some people only look at "new listings" so loans that are not funded within seconds to hours get overlooked.
#39
Bitcoin to be treated as taxable by the IRS and will be given stocks and barter treatment:

http://www.bizjournals.com/sanfrancisco/morning_call/2014/03/bitcoin-is-property-irs-rules.html" class="bbc_link" target="_blank">http://www.bizjournals.com/sanfrancisco/morning_call/2014/03/bitcoin-is-property-irs-rules.html

Thought this may be interesting to some.
#40
Borrowers - P / Questions about using Prosper
February 22, 2014, 11:00:00 PM
Simon from LendingMemo wrote a nice article on the borrower's perspective of the loan application process.  He applied on his own and documented it from start to finish.  Have a look there for some clarity on the borrowing process.

http://www.lendingmemo.com/prosper-personal-loan-review/" class="bbc_link" target="_blank">http://www.lendingmemo.com/prosper-personal-loan-review/
#41
Investors - LC / Accrued Interest and Paid-Off Loans
February 17, 2014, 11:00:00 PM
#42
Investors - LC / 2013 Consolidated 1099s Available!
January 29, 2014, 11:00:00 PM
Woohoo!  /nerdhighfive!              https://forum.lendacademy.com/Smileys/default/cheesy.gif" alt=":D" title="Cheesy" class="smiley" />
#43
Investing - General (not P2P) / LC vs Prosper
January 26, 2014, 11:00:00 PM
LC.  Debatable tie.  LC.
#44
Investors - LC /
January 18, 2014, 11:00:00 PM