Fred, what do you mean profits? They make loans for less than a bank and will take over 😂
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#31
General Lending Club Discussion / LC Stock Does 5 for 1 Reverse Split
August 17, 2019, 11:00:00 PM #32
Investors - LC / Need Help Writing Automation Script
July 13, 2019, 11:00:00 PM
Have you tried this? https://pandas.pydata.org/pandas-docs/stable/reference/api/pandas.DataFrame.from_dict.html" class="bbc_link" target="_blank">https://pandas.pydata.org/pandas-docs/stable/reference/api/pandas.DataFrame.from_dict.html
#33
General Discussion / GroundFloor equity offering
March 03, 2019, 11:00:00 PM
The way they market these raises are a red flag to me.
#34
Investors - LC / Recovery Payment Received for Charged Off Loans
December 31, 1969, 06:00:00 PM
You can put the list in Excel and use this formula: =match(AnilLoanID,RangeofLoanIDs,0). Rank by the result. Things with numbers are matches
For example, =match(187383,A:A,0)
For example, =match(187383,A:A,0)
#35
Investors - LC / Lending Club loan default prediction model question
February 15, 2019, 11:00:00 PM
https://forum.lendacademy.com/index.php?topic=5080.msg44335#msg44335">Quote"> from: larrydag on February 15, 2019, 08:55:34 PM
#36
Investors - LC / Worst Month Yet
January 03, 2019, 11:00:00 PM
The predictability of your curve is a nice feature of this asset class.
#37
Investors - LC / How did this note ever recieve an A1 grade?
December 31, 1969, 06:00:00 PM
Borrowing amounts between 80 percent and 120 percent of outstanding debt meaningfully improves performance in back tests for debt consolidation loans. It is a way of indirectly verifying the loan purpose is true
#38
General P2P Lending Discussion / FICO score inflation
December 31, 1969, 06:00:00 PM
I don't think this is a big deal. There are too many variables and I'm not confident I understand what the chart is measuring.
#39
Investors - LC / Requesting a quick survey on P2P lending
October 13, 2018, 11:00:00 PM
To be fair, Qualtrics is not cheap and is heavily used in academia. So possible it is a professor?
#40
Investors - LC / Renaud Laplanche Banned from Securities Industry
September 27, 2018, 11:00:00 PM
Not what I expected to see from the SEC on Twitter!
#41
Investors - LC / Thought this was interesting.
September 01, 2018, 11:00:00 PM
There is rarely a situation where A/B loans should outperform the stock market, especially when just compare the bull market part of the cycle. If your money in LC has a risk profile that can be invested in the stock market, then it should probably be there instead
#42
Foliofn - LC / Looking to buy Historic Folio data
August 17, 2018, 11:00:00 PM
https://forum.lendacademy.com/index.php?topic=4824.msg43739#msg88888888Quote"> from: Fred93 on August 14, 2018, 05:16:15 PM
#43
General P2P Lending Discussion / lots of stories re China P2P lending problems
August 12, 2018, 11:00:00 PM
I've been wondering if this trade war would start to crack their financial system. Wonder if it's related
#45
General Lending Club Discussion / Earth to Lending Academy Forum, Over?
December 31, 1969, 06:00:00 PM
While I agree with the above, banks that earn outsized returns are also the low cost provider typically. LC may need to focus a bit on that