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Messages - neals384

#31
Investors - P / Prosper Files 10-Q for Q2-2013
August 25, 2013, 11:00:00 PM
How do you calculate sharpe ratio for Prosper?  Or LC?
#32

since early May, 5 Year Treasury rates have doubled from .75% to over 1.5%.  The Wells Fargo MLP Index (MLPW) hit a peak of 33.59 in late May and closed Friday at 32.39, a 3.57% decline.

https://forum.lendacademy.com/index.php?topic=1450.msg10800#msg10800">Quote"> from: rawraw on August 18, 2013, 08:47:48 AM
#33
Does anyone know if there is a correlation between Scorex and Fico?  If a borrowewr's Scorex is 700, would we expect their FICO to also be 700?  720?  680? 

This change could have huge implications for Prosper lenders.  We may need to adjust our screens, AQIs, API logic, and so on. 

It would be good to now the xact date for the cutover (not "mid-August").  Otherwise, we may be screening out good loans (if FICO is typically lower than Scorex) or investing in bad loans (if it's the other way).

#34
Huh.  I have done a double by mistake and the Prosper platform comes back with an error message.  It doesn't let the second invest go thru.  Maybe that feature is now broken.
#35
Investors - LC / Four clicks required to invest?
July 28, 2013, 11:00:00 PM
Requiring lenders to verify their order with an extra click is a good idea, as pointed out by Fred.  But there's another reason - 1-Click ordering is patented by Amazon.  A design that allows a lender to view a listing and then invest with a single click might infringe on the patent. 

http://en.wikipedia.org/wiki/1-Click" class="bbc_link" target="_blank">http://en.wikipedia.org/wiki/1-Click
#36
https://forum.lendacademy.com/index.php?topic=1321.msg9447#msg9447">Quote"> from: GS on July 18, 2013, 09:58:59 AM
#38
General P2P Lending Discussion / Lendit
June 19, 2013, 11:00:00 PM
Is anyone watching the live internet feed?  All I'm getting is still pictures, no audio, definitely no live video.
#39
How about this for an opening line?
Hi! How'd you like to make an easy $15,000?
After she slaps you, tell her how to take out a p2p loan and default on it.  Won't she be grateful!
#40
Investors - P / Prosper Roth IRA
November 11, 2012, 11:00:00 PM
Graceful,

Thanks for letting us know about the forumatic site.  But I went there and can't find the discussions you reference.  Can you help?

Neal