I am currently considering investing around 15-20% of my investment portfolio in P2P investments. However, I would like to hear what your experience in the field is and how much of your portfolio you have invested in P2P platforms? What have your returns been?

When it comes to choosing platforms, it must be said that I am from Europe. That's why I can't invest via LendingClub, Prosper and many of the other frequently mentioned platforms. However, I've been looking at some of the platforms on https://p2pplatforms.com/ - what do you guys think of these?