P2P Lending / NFT Lending Forum

Welcome to the forum. I developed Liquid P2P, an AI tool for LendingClub. We have our own category thread on the Lend Academy forum. You're welcome to pm me directly if I can be of any help with your academic studies.

We have a feature at LiquidP2P called constant value. This feature keeps your account at set value X and transfers the excess cash to your bank account weekly. I have not seen any Constant Value accounts with outgoing bank transfer issues. All transfers scheduled this week were completed.

Same here. Liquid has not bought any Folio notes since noon on the 28th.

We are excited to share our latest news with all of you. Liquid P2P and Interest Radar are coming together to better serve our users and improve secondary market liquidity for the retail investor. 

With this partnership, Ricardo and l saw the opportunity combine our strengths under a single platform to deliver a more comprehensive investing tool that gives you powerful, automated access to the returns you want and the liquidity you need.


Liquid P2P and Interest Radar Announce Strategic Partnership
POSTED ON FEBRUARY 20, 2019 BY LIQUID TEAM

Newcomer/veteran team aims to improve Lending Club's secondary market liquidity with patent-pending technology

Liquid P2P and Interest Radar are pleased to announce that they have entered into a strategic partnership. The two third-party investing services for online peer-lending giant Lending Club will combine strengths under a single platform to deliver a more comprehensive automated tool with a patent-pending liquidity solution.

The collaboration brings together Liquid P2P's innovative technology with Interest Radar's market presence and long-trusted expertise as the first platform to automate investing for Lending Club more than six years ago.

Continue reading our joint press release: https://blog.liquidp2p.com/liquid-p2p-and-interest-radar-announce-strategic-partnership/" class="bbc_link" target="_blank">https://blog.liquidp2p.com/liquid-p2p-and-interest-radar-announce-strategic-partnership/

We are excited to share our latest news with all of you. Liquid P2P and Interest Radar are coming together to better serve our users and improve secondary market liquidity for the retail investor. 

With this partnership, Ricardo and l saw the opportunity combine our strengths under a single platform to deliver a more comprehensive investing tool that gives you powerful, automated access to the returns you want and the liquidity you need.


Liquid P2P and Interest Radar Announce Strategic Partnership
POSTED ON FEBRUARY 20, 2019 BY LIQUID TEAM

Newcomer/veteran team aims to improve Lending Club's secondary market liquidity with patent-pending technology

Liquid P2P and Interest Radar are pleased to announce that they have entered into a strategic partnership. The two third-party investing services for online peer-lending giant Lending Club will combine strengths under a single platform to deliver a more comprehensive automated tool with a patent-pending liquidity solution.

The collaboration brings together Liquid P2P's innovative technology with Interest Radar's market presence and long-trusted expertise as the first platform to automate investing for Lending Club more than six years ago.

Continue reading our joint press release: https://blog.liquidp2p.com/liquid-p2p-and-interest-radar-announce-strategic-partnership/" class="bbc_link" target="_blank">https://blog.liquidp2p.com/liquid-p2p-and-interest-radar-announce-strategic-partnership/

Our Data Scientist, Guangming Lang, used machine learning to mine the LC historical data. He used a combination of R and XGBoost to train our Liquid P2P loan selection models. I believe these are one click installs on AWS if you're inclined to tackle such a project.

https://liquidp2p.com/" class="bbc_link" target="_blank">https://liquidp2p.com/
https://www.linkedin.com/in/gmlang/" class="bbc_link" target="_blank">https://www.linkedin.com/in/gmlang/
https://www.r-project.org/about.html" class="bbc_link" target="_blank">https://www.r-project.org/about.html
https://xgboost.readthedocs.io/en/latest/" class="bbc_link" target="_blank">https://xgboost.readthedocs.io/en/latest/

From our latest blog post . . .

https://blog.liquidp2p.com/wp-content/uploads/2019/01/Invest-2019-e1547144071170-300x150.jpeg" alt="" class="bbc_img" />

Lending Club, P2P Lending Among Best Alternative Investment Options for 2019

As investment analysts blog their outlooks for the new year, you'll find most referencing the growing demand for alternative strategies to balance out market volatility. Despite grumblings and claims by some investors that returns are falling, many industry experts agree that P2P lending is among the best alternative investment options for 2019 and beyond.

Continue reading for more insight:
https://blog.liquidp2p.com/lending-club-p2p-lending-among-best-alternative-investment-options-for-2019/" class="bbc_link" target="_blank">https://blog.liquidp2p.com/lending-club-p2p-lending-among-best-alternative-investment-options-for-2019/

It is very difficult to match LC's YTM calculation exactly, however we have come extremely close. We have an in depth article on our blog explaining the formulas and process.

https://blog.liquidp2p.com/a-fair-trade-how-liquid-p2p-prices-lending-club-notes-for-the-secondary-market/" class="bbc_link" target="_blank">https://blog.liquidp2p.com/a-fair-trade-how-liquid-p2p-prices-lending-club-notes-for-the-secondary-market/

Within the article is another link to an amoritization schedule detailing LC's fees and their effect on YTM written by our Data Scientist.

https://www.liquidp2p.com/yield-calculation" class="bbc_link" target="_blank">https://www.liquidp2p.com/yield-calculation

What better way to foster a more active secondary market than to automate quality note trading between users in a seamless way that mutually benefits both sides of the transaction?

In our latest blog post, we explain how our "fair pricing" strategy creates a win-win situation for buyer and sellers. 

READ MORE FROM THE LIQUID BLOG
https://blog.liquidp2p.com/a-fair-trade-how-liquid-p2p-prices-lending-club-notes-for-the-secondary-market/" class="bbc_link" target="_blank">https://blog.liquidp2p.com/a-fair-trade-how-liquid-p2p-prices-lending-club-notes-for-the-secondary-market/

Please feel free to post any questions in this thread.

Hi all,

Liquid P2P is the new kid on the "automated investing" block offering Lending Club investors powerful access to the returns you want and the liquidity you need.

As veteran retail investors, we invite you to visit http://www.liquidp2p.com" class="bbc_link" target="_blank">www.liquidp2p.com and see what you think.  We are currently offering new users a free 90-day trial with no credit card required.  During your trial, you'll have full access to our automated features so you can get a feel for the platform and see if it works for you.

To learn more, check out our latest blog post explaining Liquid Match, the patent-pending model that makes it all work.

https://blog.liquidp2p.com/accelerated-liquidity-for-lending-club-how-liquid-p2ps-patent-pending-investing-model-works/" class="bbc_link" target="_blank">https://blog.liquidp2p.com/accelerated-liquidity-for-lending-club-how-liquid-p2ps-patent-pending-investing-model-works/

Just wanted to share our latest blog post, which explains how our patent-pending Liquid Match model works. Check it out and please post any questions you have. We are happy to address them.

Link to full article: https://blog.liquidp2p.com/accelerated-liquidity-for-lending-club-how-liquid-p2ps-patent-pending-investing-model-works/" class="bbc_link" target="_blank">https://blog.liquidp2p.com/accelerated-liquidity-for-lending-club-how-liquid-p2ps-patent-pending-investing-model-works/

Accelerated Liquidity for Lending Club:
How Liquid P2P's patent-pending investing model works

POSTED ON NOVEMBER 19, 2018 BY LIQUID TEAM

https://blog.liquidp2p.com/wp-content/uploads/2018/11/AdobeStock_175226727-300x150.jpeg" alt="" class="bbc_img" />

For all of the advantages of peer lending, the liquidity risk inherent in this asset class remains it biggest challenge and likely the biggest deterrent for new investors. When you enter into a loan agreement as a marketplace lender, you're committing for the defined term of the loan, usually 36 or 60 months.

But what happens when a large unexpected expense arises? Life can be unpredictable, and you may need to access your funds early by liquidating part or all of your invested principal.

With a strong emphasis on secondary market automation, Liquid P2P targets a niche market of retail investors seeking consistent returns and better liquidity outside of the managed-fund approach many other automated tools are turning to.

Liquid P2P not only automates secondary market trading for you, we also offer accelerated liquidity options powered by our Liquid Match model and backed by our Liquid Reserve Pool.

Continue reading to learn how it all works:
https://blog.liquidp2p.com/accelerated-liquidity-for-lending-club-how-liquid-p2ps-patent-pending-investing-model-works/" class="bbc_link" target="_blank">https://blog.liquidp2p.com/accelerated-liquidity-for-lending-club-how-liquid-p2ps-patent-pending-investing-model-works/

https://www.equities.com/news/lendingclub-corporation-lc-soars-5-87-on-september-19" class="bbc_link" target="_blank">https://www.equities.com/news/lendingclub-corporation-lc-soars-5-87-on-september-19

Hello, everyone!

As active participants on this investor forum even prior to creating Liquid P2P, we are glad to now have our own thread. We recently announced the public launch of our self-funded startup, and I wanted to make this initial post to explain who we are and what we do.

View our complete press release here: https://blog.liquidp2p.com/fintech-startup-liquid-p2p-launches-with-patent-pending-liquidity-solution-for-lending-club-investors/" class="bbc_link" target="_blank">https://blog.liquidp2p.com/fintech-startup-liquid-p2p-launches-with-patent-pending-liquidity-solution-for-lending-club-investors/

OUR STORY

I've been an active P2P investor since 2008, shortly after Lending Club launched. Through my own research and experience manually selecting loans, I have been able to achieve consistent above average returns.  As the industry experienced exponential growth, it became more of a challenge to keep up with the fast-pace of loan purchasing and complexity of diversification.

I recognized a market opportunity for an automated tool to simplify the process, keep me well-invested, AND offer a liquidity solution.
 
I envisioned an automated investing model that would boost returns and accelerate liquidity by harnessing the power of an investor group. In 2016, I applied for a patent and assembled a first-class team to bring my idea to life. After a year and a half in beta, we are now fully launched to the public.

Because our "Liquid Match" model places strong emphasis on secondary market trading, Lending Club (and its Folio Note Trading Platform) is the only online lender we currently support. We hope to add other platforms as the right fits arise.

We are based out of Baton Rouge, LA and operate as a third-party, API-driven software service offered for a subscription-based fee to Lending Club account holders. We are not owned by, endorsed by, or affiliated with Lending Club, and we do not offer financial planning or investment advice.

WHAT WE DO

Powered by our machine learning algorithms and patent-pending Liquid Match investing model, we automate the entire P2P lending experience including loan selection, diversification, reinvesting, and liquidation. As we continuously invest user funds, our Liquid Match model automatically matches Liquid P2P buyers and sellers FIRST to both boost returns and accelerate liquidity.  It's a true win-win.

We want people to feel comfortable investing in this alternative asset class because we believe peer lending is here to stay. Liquid P2P is the low-cost solution that fills in many of the gaps P2P investors are experiencing, and we are ready to prove it.

You can visit https://www.liquidp2p.com/" class="bbc_link" target="_blank">https://www.liquidp2p.com/ to see how it all works.  We are also in the process of creating a full-access, free 90-day trial with no credit card required.  Why so long? We simply want to give new users a chance to try us out, and with investing, 30 days isn't really enough time. (NOTE: Anyone who signs up in the meantime will be grandfathered-in to the free trial.)

As we continue to fine-tune our user interface, the customer experience is our top priority. We are ready and willing to talk with you about any questions you may have, before or after signing up. You can reach a team member directly through Live Chat which is available Mon-Friday during business hours. Or email us anytime at [email protected]. One of us will respond as soon as we can, usually within an hour.

We will also monitor this forum and chime in with any solutions or explanations we can offer!

Best,

David
Liquid P2P Founder and CEO

http://liquidp2p.com" class="bbc_link" target="_blank">Liquidp2p.com has a feature called Constant Value. This feature allows you to set a Constant Value X. Then receive weekly transfers of excess dividend payments over and above the set value, while keeping you invested at Constant Value X. We are working on Drawn Down multi-year feature, but this feature is currently not available.

Hi Joe6Luck,

While we certainly cannot guarantee you total liquidity with your Lending Club investment, we have found a way to significantly enhance it. Please checkout our patent pending Liquid Match model on http://liquidp2p.com" class="bbc_link" target="_blank">LiquidP2P.com.