As someone who just got funded...it's taking MUCH longer due to the issues they're navigating. I applied almost 5 weeks ago...was approved immediately...told 14 days...and then everything blew up @ LC. Later was told 14-30 days...and when my login page showed a funding date...thought it was a done deal. More news came out and the login page changed back to generic...and held on (no risk since no hard credit pull unless funded). Was fully funded this week (beyond the 30 days) and creditors being paid off soon.
So...be patient is all I can say. Absolutely nothing you could do but solicit people to fund your loan (I didn't...but heard it may help). It's a huge black hole from the borrower side, but that's the way they operate.
While their stock is under pressure...and a recession is impacting capital funding...I still think their business model is sound for helping people who are serious improve their credit situations. Given Citi and other banks being interested in funding loans, I don't think they're going away soon so long as their borrower / credit-profiles hold up.
Good luck!
So...be patient is all I can say. Absolutely nothing you could do but solicit people to fund your loan (I didn't...but heard it may help). It's a huge black hole from the borrower side, but that's the way they operate.
While their stock is under pressure...and a recession is impacting capital funding...I still think their business model is sound for helping people who are serious improve their credit situations. Given Citi and other banks being interested in funding loans, I don't think they're going away soon so long as their borrower / credit-profiles hold up.
Good luck!