P2P Lending / NFT Lending Forum

I see the borrower's employment is available to filter but because it uses the "in" it implies that is just a set value.

I would have expected a range as >= 24 months or >=12 months etc.

anybody use this criteria in a filter?

So does it mean to get >=24   you would select 24,36,..... and every one after....

I am looking at the filter criteria that indicates Model>85.

So what exactly is the model built on?

Is this a neural network?

Is the "brains" ever tweaked?

What can I look at to understand what the model score is based on?