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Messages - TWLMG

#1
Investors - P / Is Prosper Folio Investing Back On?
April 28, 2020, 11:00:00 PM
I didn't see any response to YoungFred's post in the 'FolioFN - Prosper' forum. So I thought I'd see if anyone here might know anything.

I never used it back in the day, but the lack of a current out has always made me nervous.

https://forum.lendacademy.com/index.php/topic,21587.0.html" class="bbc_link" target="_blank">https://forum.lendacademy.com/index.php/topic,21587.0.html
#2
Investors - P /
July 05, 2019, 11:00:00 PM
Is anyone else having this problem?

I put in my UN/PW
Click Login button
Get this message 'Whoops, looks like something went wrong.'
Click OK button
Get this message 'Loading user account data...' and it sits at 75%

It's hard to do things when you can't get in and their support says that they are out until Monday.
#3
NSR Invest /
July 05, 2019, 11:00:00 PM
Is anyone else having this problem?

I put in my UN/PW
Click Login button
Get this message 'Whoops, looks like something went wrong.'
Click OK button
Get this message 'Loading user account data...' and it sits at 75%

It's hard to do things when you can't get in and their support says that they are out until Monday.
#4
You can't invest in Prosper anymore if you live in Missouri. I started getting the below message yesterday when I logged into my Prosper account.

I have not received an email from them about this.
There is nothing about this on Prosper's website, including their Blog or Press sections.
I have not been able to find anything out about this on the web.
There is nothing about this on Lend Academy's website, including their Editorial/Blog or News sections.
And the most interesting thing about this is that their website says we can. Scroll to the bottom and under Contact Us, click Legal, and then under All site members, click Legal compliance.

Prosper is currently available only to investors who reside in the following states: Alaska, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Louisiana, Maine, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, New Hampshire, New York, Oregon, Rhode Island, South Carolina, South Dakota, Utah, Virginia, Washington, Wisconsin and Wyoming.

For the people that are going to say, just call them, I have never had a good experience with their customer service. The few times I've used it, the information I was given ended up being wrong. That's why I trust Lend Academy, this forum and the web more than I trust them.

--------------------------------------------------------------------------------------

Unsupported State

Unfortunately, at this time investors in Missouri are not able to invest or transfer money to Prosper. You may transfer money out of your Prosper account as funds become available from loan payments.
#5
Investors - P / Prosper not in Missouri anymore???
September 27, 2018, 11:00:00 PM
You can't invest in Prosper anymore if you live in Missouri. I started getting the below message yesterday when I logged into my Prosper account.

I have not received an email from them about this.
There is nothing about this on Prosper's website, including their Blog or Press sections.
I have not been able to find anything out about this on the web.
There is nothing about this on Lend Academy's website, including their Editorial/Blog or News sections.
And the most interesting thing about this is that their website says we can. Scroll to the bottom and under Contact Us, click Legal, and then under All site members, click Legal compliance.

Prosper is currently available only to investors who reside in the following states: Alaska, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Louisiana, Maine, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, New Hampshire, New York, Oregon, Rhode Island, South Carolina, South Dakota, Utah, Virginia, Washington, Wisconsin and Wyoming.

For the people that are going to say, just call them, I have never had a good experience with their customer service. The few times I've used it, the information I was given ended up being wrong. That's why I trust Lend Academy, this forum and the web more than I trust them.

--------------------------------------------------------------------------------------

Unsupported State

Unfortunately, at this time investors in Missouri are not able to invest or transfer money to Prosper. You may transfer money out of your Prosper account as funds become available from loan payments.
#7
Investors - P / Loan Volume
October 23, 2017, 11:00:00 PM
Is it just me or does Prosper seem to have very few loans to choose from lately? There have been a few times where they didn't even have one loan to invest in. I don't mean one loan that matched my filter, but just any loan.
#8
NSR Invest /
August 06, 2017, 11:00:00 PM
Does anyone know why NSRPlatform hasn't uploaded any loan data from Prosper since 9/30/2016. Prosper says that they release it quarterly, but we're getting close to being a year with no uploads. Prosper.com doesn't have the data, which seems just weird to me that they don't host their own backtesting data, and I don't know of any other website besides NSRPlatform that has any loan data.  I like Prosper, but they seem to be doing everything they can to run off individual investors. I hope someone from NSRPlatform or Prosper replies and enlightens us on what is going on.
#9
When will PLS support Prosper? I know I'm not the only one that would be interested in being able to use PLS with my Prosper account. Thanks for all you have already done for the P2P retail investor. I wish Lending Club and Prosper cared as much for us.
#10
Investors - P /
July 07, 2017, 11:00:00 PM
Does anyone know why Prosper hasn't released any loan data to NSRPlatform.com since 9/30/2016. They say that they release it quarterly, but we're getting close to being a year with no updates. Prosper.com doesn't have the data and I don't know of any other website besides NSRPlatform.com that has any loan data. I like Prosper, but they seem to be doing everything they can to run off individual investors.
#11
Wow, I'm doing something wrong. You're getting over 9% return on A and B loans. I'm trying to get that and I'm funding HR and E loans. Props to you, my good sir.
#12
Investors - P / Quick Invest vs. API vs. Third Party
April 10, 2017, 11:00:00 PM
I used P2P-Picks until Bryce shut it down. I sure miss Bryce. Now I just use Prosper's Quick Invest. It's worked fine for me, but I'm no fan of their new Recurring Investment replacement for Quick Invest. I would love something more flexible, but I also want something that's free.
#13
My wife and I each have an IRA with Prosper.com. I've been happy with Prosper and have added to it each year. I've never used the note trading part of Prosper, but I knew it was there if I ever needed it. Now that it has been shutdown, I'm concerned about an exit strategy when something should happen to us. I don't want my trustee to have to wait five years for all my loans to mature to be able to get to all the money. I've search the web, but I don't see anyone else asking this question. I would think it would be on a lot of people's minds. With no note trading option, how can someone liquidate their Prosper investment without waiting for all the loans to mature? Is your estate really going to have to sit around and wait for all your notes to mature to be able to get to all their inheritance.
#14
I second this. When making financial decisions, using the most accurate data possible is always the best way to go. And knowing something happened zero times is drastically different than knowing that a data point has no data.
#15
NSR recently changed their Prosper back testing tool to not return results that have an 'All Matching Loans' count of less than 200. I was still able to do this a week and a half ago, but now I can't. I understand that everyone should have at least 200 notes in their portfolio, which I do, but to now not allow me to see the past performance data if the dataset has less than 200 notes seems a little overboard. I like to do my research my way and NSR telling me that I'm not smart enough to realize an overall count of 100 isn't as valid as 10,000 is keeping me from doing my research. Either return the data per my settings or allow me to pick what the returned data is broken out by. Meaning maybe I don't want the returned data broken out by 'Income Range' or 'Inquiries Last6Months', which it currently does. Maybe I would like to pick other things from the setting options.