P2P Lending / NFT Lending Forum

I see my vote (.30%) is pretty far on the pessimistic side so far.  I think they are just saying it to try to shut people up.

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Are they sell-able now?

It has been annoying from the selling side too.  I got all my notes sold pretty fast when this all started except 10.  You all keep buying them, but then they cancel with "Canceled: This loan cannot be sold on the secondary market."  Most appear good and were being bought at a slight markup. 

https://forum.lendacademy.com/Smileys/default/sad.gif" alt=":(" title="Sad" class="smiley" /> annoying.  Glad I saw this or I still would have been dropping prices not know the API is down so why there are no buyers.

https://forum.lendacademy.com/Smileys/default/sad.gif" alt=":(" title="Sad" class="smiley" /> Sucks to hear  Over the last few days I purged a lot of notes that *should* have been pretty good ones.  Crappy that they are limiting the already tiny number of buyers driving my ability to get money back down.  I was extremely strict on my buying so the first 200 or so sold very fast and at easy break even prices.  Slowly been pricing the rest down from there every few hours.  Down to 35 notes now.  Hopefully the get on it soon.

I decided to try to GTFO.  Listed everything for break even prices.  People have been nice enough to buy 1/3 of them so far.  They are all very aged and stead so as long as things don't get too bad too fast someone is getting a great deal.

For the simplest scenario, I showed my wife how to log into LC and refresh the API token.  That way all future investing from my app at the time was halted.  From there I just said transfer cash out as it accumulated.  No IRA or anything else in my case to have to worry about.

HA this talk made me remember I tried out TreasuryDirect last year.  It was so awful I only bought a single 1YR test one and decided against the entire plan.  Forgot about it.  Surprise money maturing in 6 days https://forum.lendacademy.com/Smileys/default/smiley.gif" alt=":)" title="Smiley" class="smiley" />

I've had my other cash sitting in wealthfront's cash account.  Also down and at 1.78% now, but they/their site has been pretty good so far. 

I did not.  Winding down.  Would have ignored it anyway.

Could you dump them into a single column so its easier to get into excel to match?  Doesn't go in cleanly as is.  Curious where this is going.

Back in 2016 I would have been fighting you.  My setup was pretty efficient back then ignoring all the off to payment notes buying every 5 minutes or so.  But I only bought like 500 in the end so unnoticeable probably.

Ha. Interesting.

I'd really like performance numbers by portfolio.  I have so many buckets I dropped notes into over time with different iterations of my software, but never got around to trying to generate anything based on that.  Then once you sell distressed notes all that data becomes moot anyway.

Really. With my purepoint savings up to 1.9% it's a rather nice place to park money now a days.