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Messages - michael49

#1
Investors - LC / Worst Month Yet
January 20, 2018, 11:00:00 PM
I continue to let my primary LC account wind down.  I've lost money this year, but overall I'm still in the black since I started investing.

I've only got about 5k in my IRA account (luckily I only invested 1 year in the IRA).  This account I will continue to reinvest and see what happens, more out of curiosity than anything else.
#2
BlueVestment / BlueVestment server down?
January 20, 2018, 11:00:00 PM
Trying to access the website today to no avail. https://forum.lendacademy.com/Smileys/default/sad.gif" alt=":(" title="Sad" class="smiley" />
#3
Investors - LC / Dear LC
December 01, 2017, 11:00:00 PM
https://forum.lendacademy.com/index.php?topic=4741.msg42451#msg42451">Quote"> from: CircleT009 on November 17, 2017, 10:21:53 AM
#4
Investors - LC / Worst Month Yet
October 13, 2017, 11:00:00 PM
I'm letting my taxable account slowly wind down naturally.  I continue to have negative months, but thankfully not losing much.

Question: how do I move money out of my IRA acct (thankfully only about 5k) without inciting a penalty?
#5
Investors - LC / Worst Month Yet
August 04, 2017, 11:00:00 PM
I stopped re-investing months ago in my main LC acct (except for the small amount in my IRA acct).  I'm not selling on folio, I'm just letting things naturally wind down  I haven't had a positive month in quite a while. Thankfully, I'm only losing a small amount each month, but still, its sad to see. http://forum.lendacademy.com/Smileys/default/sad.gif" alt=":(" title="Sad" class="smiley" />
#6
Investors - LC / Worst Month Yet
February 04, 2017, 11:00:00 PM
I took a loss in both my taxable and IRA accounts in January (been up and down this year). I've been investing with BP aggressive filter for a while now - I'm going to keep with it for another 6 months or so but I'm not convinced I'm making a wise decision. https://forum.lendacademy.com/Smileys/default/sad.gif" alt=":(" title="Sad" class="smiley" />
#7
Investors - LC / Worst Month Yet
January 13, 2017, 11:00:00 PM
https://forum.lendacademy.com/index.php?topic=3551.msg39359#msg88888888Quote"> from: investor88 on January 13, 2017, 07:16:32 PM
#8
https://forum.lendacademy.com/index.php?topic=3609.msg39030#msg39030">Quote"> from: rubicon on December 14, 2016, 09:06:41 PM
#9
Investors - LC /
December 08, 2016, 11:00:00 PM
Been a while, sorry.  I have been trying to keep things simple by investing with Bluepicks aggressive filter, but my ANAR has fallen - not sure if its due to this or the LC fallout over the past 6 months though....

Anyone else here investing with Bluepicks (through Bluevestment) ? 

Your Notes purchased on the Lending Club platform
Adjusted Net Annualized Return:   7.67%
Weighted Average Interest Rate:   16.99%
Weighted Average Age of Portfolio:   12.9 mos
Number of Notes: 1300

A(0.0%) B (3.1%) C(27.3%) D(41.7%) E(19.4%) F(7.5%) G(1.1%)
Payments  36(55.5%) 60(44.5%)

vs All Accounts: 83.68
vs Similar Age Accounts: 93.16
vs Similar Age and WAIR Accounts: 92.51
#10
Investors - LC / Worst Month Yet
August 11, 2016, 11:00:00 PM
Am I the only one here who is still actively investing in LC?   https://forum.lendacademy.com/Smileys/default/smiley.gif" alt=":)" title="Smiley" class="smiley" />

FYI, here are my charge offs as a percentage of interest in 2016:

January  52.94%
February 55.08%
March     35.53%
April        41.70%
May        22.58%
June      25.83%
July       37.59%
#11
Investors - LC /
July 30, 2016, 11:00:00 PM
A(0.0%) B (4.2%) C(34.7%) D(34.3%) E(18.3%) F(7.5%)G(1.0%)

36month: 55.7%.  60 month: 44.3%

Your Notes purchased on the Lending Club platform
Adjusted Net Annualized Return3 ?:   8.80%
Weighted Average Interest Rate:   16.47%
Weighted Average Age of Portfolio:   10.1 mos
Number of Notes:   1,132

This is my main account which I've paused investing in new loans but I'm going to start investing again, probably just 36 month loans for now.
I have a IRA acct as well which I've continued to invest in all along which is doing well.



#12
Investors - LC /
March 09, 2016, 11:00:00 PM
I have multiple portfolios/filters that I alternate between.  One of them (my most conservative) is all 36 month B&C notes - I picked up 11 new 36m notes today (all B though).
#13
Investors - LC /
March 08, 2016, 11:00:00 PM
Here's my update: (no Folio):

Adjusted Net Annualized Return:   9.18%
Weighted Average Interest Rate:   16.18%
Weighted Average Age of Portfolio: 7.9 mos
Number of Notes: 881
A(0.0%) B (4.1%) C(35.9%) D(35.5%) E(16.9%) F(7.2%) G(0.4%)
36(53.6%) 60(46.4%)

vs All Accounts: 80.69
vs Similar Age Accounts: 76.27
vs Similar Age and WAIR Accounts: 62.70
#14
I had difficulty logging into my BV account last night and today when I log in I can't access anything.  Anyone else having issues with their BV account?
#15
BlueVestment / BlueVestment and Interest Radar to Merge
February 27, 2016, 11:00:00 PM
https://forum.lendacademy.com/index.php?topic=3245.msg29501#msg29501">Quote"> from: lascott on July 01, 2015, 04:12:48 PM